23041 2nd Ave, Otsego, MI 49078 Property Records

Van Buren County property record for 23041 2nd Ave, Otsego, MI 49078

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,272 sqft · built 1984
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Tax Bill$2,374 (2025)
Deeds & MortgagesMay 2019 Line of Credit
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN80-15-001-017-20

Property Details

APN / Parcel Number

Primary APN80-15-001-017-20

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,272 sqft Living Area
1st Floor Area1,260 sqft
Basement Area576 sqft
Unfinished Basement576 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Lot Area47,916 sqft (1.1 acres)
Lot Width3 ft Width
Garage Area1,824 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address23041 2ND AVE
CityOTSEGO
StateMI
Zip49078-9424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCALL
Legal Description10-A1 1-1-13 820-758 723-943 1738-555 *** BEG AT A PT ON E & W 1/4 L OF SEC S 88 DEG 54' 3" E 2427.55' FROM W 1/4 PT OF SD
JurisdictionVAN BUREN MI
Township / Civil DivisionPINE GROVE
Census Block Group2
Census Block2015
Census Tract10102

Owner

23041 2nd Ave is owned and occupied by two individuals.

Source: Van Buren County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address23041 2ND AVE, OTSEGO, MI 49078-9424
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 25, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVAN BUREN MI
Property Address23041 2ND AVE, OTSEGO, MI 49078-9424
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01683/0996
DateMay 10, 2019
Book Page1683/0996
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVAN BUREN MI
Recording DateMay 25, 2022
Property Address23041 2ND AVE, OTSEGO, MI 49078-9424
Document Number001738/555
Book / Page1738 / 555
Instrument DateMay 9, 2022
Transaction TypeTransfer
Record UpdatedAug 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11458 2ND AVE, OTSEGO, MI 49078-9406

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address11458 2ND AVE, OTSEGO, MI 49078-9406

Tax Assessment & Valuation

The 2025 property tax bill for 23041 2nd Ave was $2,374 with a homeowner's exemption, up 1.9% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyVan Buren County
County SubdivisionPine Grove Township
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,400 (+6.38%)$286,800 (+6.38%)
2025$2,374.00 (+1.89%) Homeowner's exemption$134,800$269,600
2024$2,330.00
2023$108,800$217,600
2020$1,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23041 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23041 2nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bloomingdale Communications
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 2nd Ave

Nearby Streets

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