2304 Winter Oak Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 2304 Winter Oak Ln, Ceres, CA 95307

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,750 sqft · built 2005
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$547,500 (Dec 2005)
Tax Bill$9,477 (2026)
Deeds & MortgagesMar 2020 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN069-036-032-000

Property Details

APN / Parcel Number

Primary APN069-036-032-000
Alternative APN
  • 0693632000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,750 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2304 WINTER OAK LN
CityCERES
StateCA
Zip95307-7145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEHURST SOUTH UNIT 2 (42M21) BLK 6773 LOT 6
Legal SubdivisionPINEHURST SOUTH 02
Legal Block6773
Legal Lot Number6
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group4
Census Block4010
Census Tract3003

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2304 WINTER OAK LN, CERES, CA 95307-7145
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC
Dec 7, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2005 · Amount on Record
Deed SaleDec 27, 2005 · Amount on Record
Deed Document Number2005234869
Last Transfer DateNov 30, 2020
Transfer Doc0000100379
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2304 WINTER OAK LN, CERES, CA 95307-7145
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015925
DateMar 6, 2020
Instrument2020-0015925
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateDec 7, 2020
Property Address2304 WINTER OAK LN, CERES, CA 95307-7145
Document Number0000100379
Map ReferenceMB 42 PG 21
Instrument DateNov 30, 2020
Instrument2020-0100379
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2304 WINTER OAK LN, CERES, CA 95307-7145

Mortgage

Document Number0000100380
DateDec 7, 2020
Instrument2020-0100380
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityCeres City
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$9,477.00 (+0.06%) Homeowner's exemption$790,967 (+2%) Land $167,260 Building $623,707
2025$9,471.00 (+9.53%) Homeowner's exemption$775,459 (+4.04%) Land $163,981 Building $611,478
2023$8,647.00 (+1.03%) Homeowner's exemption$745,349 Land $157,614 Building $587,735
2022$8,559.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Ayera Technologies, Verizon.

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