Cabarrus County property record for 2304 Westminster Dr, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 1986 |
| Lot Size | 0.193 acres (8,379 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2024) |
| Tax Bill | $2,524 (2023) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04099A0031.000000 |
| Primary APN | 04099A0031.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 2,186 sqft |
| 1st Floor Area | 1,284 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,379 sqft (0.193 acres) |
| Lot Dimensions | 171 ft deep x 49 ft wide |
| Garage Type | Mixed |
| Garage Area | 678 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,350 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 144 sqft |
| Patio Area | 380 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 169764 |
|---|---|
| Street Address | 2304 WESTMINSTER DR |
| City | CONCORD |
| State | NC |
| Zip | 28027-7631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 31 AUTUMN CHASE |
| Legal Subdivision | AUTUMN CHASE |
| Legal Lot Number | 31 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 41202 |
2304 Westminster Dr is owned and occupied by two individuals who bought it in March 2024.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2304 WESTMINSTER DR, CONCORD, NC 28027-7631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 1, 2017 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Prior Sale | Feb 26, 2020 · Amount on File |
| Deed Document Number | 20246220 |
| Deed Book / Page | 16868 / 292 |
| Prior Transfer Date | Sep 20, 2021 |
| Prior Transfer Doc | 0015522147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 28, 2024 |
| Property Address | 2304 WESTMINSTER DR, CONCORD, NC 28027-7631 |
| Document Number | 0016868292 |
| Book / Page | 16868 / 292 |
| Map Reference | MB 17 PG 43 |
| Instrument Date | Mar 28, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3876 MEADOW RIDGE DR NW, CONCORD, NC 28027-8330 |
| Name | Verified Name |
|---|---|
| Address | 2304 WESTMINSTER DR, CONCORD, NC 28027-7631 |
| Document Number | 0168680294 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 16868-0294 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 24, 2021 |
| Property Address | 2304 WESTMINSTER DR, CONCORD, NC 28027-7631 |
| Document Number | 0015522147 |
| Book / Page | 15522 / 147 |
| Map Reference | MB 17 PG 43 |
| Instrument Date | Sep 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2304 WESTMINSTER DR, CONCORD, NC 28027-7631 |
| Document Number | 0015522149 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 15522/149 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 26, 2020 |
| Property Address | 2304 WESTMINSTER DR, CONCORD, NC 28027-7631 |
| Document Number | 0014023137 |
| Book / Page | 14023 / 137 |
| Map Reference | MB 17 PG 43 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $417.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1525 LANTERNS REST RD # RD204, 1525, MYRTLE BEACH, SC 29579-6514 |
| Name | Verified Name |
|---|---|
| Address | 2304 WESTMINSTER DR, CONCORD, NC 28027-7631 |
| Investor | Possibly a Property Investor |
| Document Number | 0014023139 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 14023/139 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2304 WESTMINSTER DR, CONCORD, NC 28027-7631 |
| Document Number | 12567304 |
| Instrument Date | Jul 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2304 WESTMINSTER DR CONCORD NC 280277631, CONCORD, NC 28027-7631 |
| Document Number | 12567304 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 012567/000304 |
| Instrument | 17064 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,520 (-) Land $65,000 Building $262,520 | ||
| 2025 | $327,520 Land $65,000 Building $262,520 | ||
| 2024 | $327,520 (+84.36%) Land $65,000 Building $262,520 | ||
| 2023 | $2,524.00 | $177,650 Land $37,000 Building $140,650 | $177,650 Land $37,000 Building $140,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2304 Westminster Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2304 Westminster Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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