2304 Waterloo Way, Cayce, SC 29033 Property Records

Lexington County property record for 2304 Waterloo Way, Cayce, SC 29033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,302 sqft · built 1966
Lot Size	0.295 acres (12,843 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jan 2018)
Tax Bill	$796 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005731-02-002`

Property Details

APN / Parcel Number

Primary APN	`005731-02-002`
Alternative APN	`0573102002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,302 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	12,843 sqft (0.295 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2304 WATERLOO WAY
City	CAYCE
State	SC
Zip	29033-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CHURCHILL HEIGHTS LOT 2 BLK C
Legal Subdivision	CHURCHILL HEIGHT
Legal Block	C
Legal Lot Number	2
Jurisdiction	LEXINGTON SC
Township / Civil Division	WEST COLUMBIA-CAYCE
Census Block Group	1
Census Block	1001
Census Tract	20605

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2304 WATERLOO WAY, CAYCE, SC 29033-1442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TD BANK NA
Jan 2, 2018	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2018 · Amount on Record
Deed Sale	Jan 2, 2018 · Amount on Record
Prior Sale	Jul 3, 2008 · Amount on Record
Deed Document Number	2018191
Deed Book / Page	19727 / 193
Last Transfer Date	Oct 20, 2020
Transfer Doc	2090201375
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Oct 29, 2020
Property Address	2304 WATERLOO WAY, CAYCE, SC 29033-1442
Document Number	2090201375
Book / Page	20902 / 1375
Map Reference	MB 71-C PG 47
Instrument Date	Oct 20, 2020
Instrument	2020049825
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2304 WATERLOO WAY, CAYCE, SC 29033-1442

Mortgage

Document Number	2020049826
Date	Oct 29, 2020
Instrument	2020049826

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jan 2, 2018
Property Address	2304 WATERLOO WAY, CAYCE, SC 29033-1442
Document Number	1972700193
Book / Page	19727 / 193
Map Reference	MB 71-C PG 47
Instrument Date	Jan 2, 2018
Instrument	2018000191
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 WATERLOO WAY, CAYCE, SC 29033-1442

Mortgage

Document Number	1972700195
Date	Jan 2, 2018
Book Page	19727/195
Instrument	2018000192

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Municipality	Cayce City
Unified School District	Lexington School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$796.00 (+16.2%)	$3,803 (-) Land $1,000 Building $2,803
2024	$685.00 (+5.06%)	$3,803 (-) Land $1,000 Building $2,803	$95,071 (-) Land $25,000 Building $70,071
2023	$652.00	$3,803 Land $1,000 Building $2,803	$95,071 Land $25,000 Building $70,071

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1986–2015)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAYCE serves 17,460 people · EPA ID SC3210003
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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