2304 W 81st St, Chicago, IL 60620 Property Records

Cook County property record for 2304 W 81st St, Chicago, IL 60620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,173 sqft · built 1957
Lot Size	0.085 acres (3,720 sqft)
Owner	Individual Name on Record
Tax Bill	$797 (2023)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-31-112-037`

Property Details

APN / Parcel Number

Primary APN	`20-31-112-037`
Alternative APN	`20-31-112-037-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,720 sqft (0.085 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2304 W 81ST ST
City	CHICAGO
State	IL
Zip	60620-5920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(BEVERLY)(VIEW) SUB OF PT OF LT 13 IN HUNTERS SUB NW SEC 31-38-14
Legal Range	14E
Legal Township	38N
Legal Section	31
Legal Subdivision	BEVERLY VIEW
Legal Block	2
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2014
Census Tract	700501

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2304 W 81ST ST, CHICAGO, IL 60620-5920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Feb 13, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2304 W 81ST ST, CHICAGO, IL 60620-5920
Document Number	1810908134
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 W 81ST ST CHICAGO IL 606205920, CHICAGO, IL 60620-5920

Mortgage

Document Number	1810908134
Date	Apr 19, 2018
Instrument	10908134

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Apr 18, 2096

Interest

Rate	4.51%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2304 W 81ST ST, CHICAGO, IL 60620-5920
Document Number	1810908135
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 W 81ST ST CHICAGO IL 606205920, CHICAGO, IL 60620-5920

Mortgage

Document Number	1810908135
Date	Apr 19, 2018
Instrument	10908135

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Apr 18, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.51%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,000 (-16.67%) Land $1,860 Building $13,140	$150,000 (-16.67%) Land $18,600 Building $131,400
2023	$797.00 (-67.28%)
2022	$2,436.00 (+219.27%) Homeowner's exemption Senior Citizen's exemption	$18,000 (-) Land $2,976 Building $15,024	$180,000 (-) Land $29,760 Building $150,240
2021	$763.00 Homeowner's exemption Senior Citizen's exemption	$18,000 Land $2,976 Building $15,024	$180,000 Land $29,760 Building $150,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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