2304 Upland Bend Dr, Temple, TX 76502 Property Records

Bell County property record for 2304 Upland Bend Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,883 sqft · built 2004
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on Record
Tax Bill	$3,774 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0138963069`

Property Details

APN / Parcel Number

Primary APN	`0138963069`
Alternative APNs	`318232` `843057`

Interior

Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,883 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	100 ft deep x 71 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	843057
Street Address	2304 UPLAND BEND DR
City	TEMPLE
State	TX
Zip	76502-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDCREST PHASE I, BLOCK 002, LOT 0007
Legal Subdivision	WINDCREST PHASE I
Legal Phase	1
Legal Block	2
Legal Lot Number	7
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3019
Census Tract	20301

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2304 UPLAND BEND DR, TEMPLE, TX 76502-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK
Feb 4, 2020	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Apr 24, 2018	Vendor's Lien, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025
Deed Sale	Dec 8, 2025
Prior Sale	Apr 24, 2018
Deed Document Number	2025060218
Record Updated	Jun 8, 2026

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 8, 2025
Property Address	2304 UPLAND BEND DR, TEMPLE, TX 76502-5610
Document Number	0000060218
Map Reference	CAB C SL 299-B
Instrument Date	Dec 5, 2025
Instrument	2025060218
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 UPLAND BEND DR, TEMPLE, TX 76502-5610

Mortgage

Document Number	0000060219
Date	Dec 8, 2025
Instrument	2025060219

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000060220
Date	Dec 8, 2025
Instrument	2025060220

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 8, 2028

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2304 UPLAND BEND DR, TEMPLE, TX 76502-5610
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRST COMMUNITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005305
Date	Feb 4, 2020
Instrument	2020-00005305

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2045

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 24, 2018
Property Address	2304 UPLAND BEND DR, TEMPLE, TX 76502-5610
Document Number	0000016496
Map Reference	CAB C SL299-B
Instrument Date	Apr 20, 2018
Instrument	2018-00016496
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 BUCK BRANCH RD, 351, WAELDER, TX 78959-5032

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	2304 UPLAND BEND DR, TEMPLE, TX 76502-5610

Mortgage

Document Number	0000016497
Date	Apr 24, 2018
Instrument	2018-00016497

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$253,050 (-4.52%) Land $35,000 Building $243,275	$278,275 (+5%) Land $35,000 Building $243,275
2024	$3,774.00 (+17.31%)
2023	$3,217.00 (-16.55%) Homeowner's exemption	$265,031 Land $30,000 Building $235,031	$265,031 Land $30,000 Building $235,031
2022	$3,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Nextlink.

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