2304 SW 2nd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2304 SW 2nd Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,990 sqft · built 1990
Lot Size	0.325 acres (14,157 sqft)
Owner	Individual Name on Record
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-28-37-35-0030-00020-0030`

Property Details

APN / Parcel Number

Primary APN	`1-28-37-35-0030-00020-0030`
Alternative APN	`R12837350030000200030`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	1,990 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Pool Area	210 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2304 SW 2ND AVE
City	OKEECHOBEE
State	FL
Zip	34974-5860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RENFROE PARK (PLAT BOOK 2 PAGE 55) LOTS 3 & 4 BLOCK 2
Legal Range	35E
Legal Township	37S
Legal Section	28
Legal Subdivision	RENFROE PARK
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5032
Census Tract	910601

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2304 SW 2ND AVE, OKEECHOBEE, FL 34974-5860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 31, 2017
Transfer Doc	0007891204
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2304 SW 2ND AVE, OKEECHOBEE, FL 34974-5860
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 SW 2ND AVE, OKEECHOBEE, FL 34974-5860

Mortgage

Document Number	0000014603
Date	Dec 29, 2023
Instrument	2023014603

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 25, 2063

Interest

Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2304 SW 2ND AVE, OKEECHOBEE, FL 34974-5860
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010979
Date	Aug 26, 2021
Instrument	2021010979

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Sep 1, 2033

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 24, 2017
Property Address	2304 SW 2ND AVE, OKEECHOBEE, FL 34974-5860
Document Number	0007891204
Book / Page	000789 / 001204
Instrument Date	Mar 31, 2017
Instrument	4202
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 SW 2ND AVE OKEECHOBEE FL 349745860, OKEECHOBEE, FL 34974-5860

Mortgage

Document Number	7891207
Date	Apr 24, 2017
Book Page	000789/001207
Instrument	4203

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2032

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,903.00 (+8.56%) Homeowner's exemption	$127,298 (+5.99%)	$298,424 (+5.39%) Land $37,500 Building $260,924
2023	$1,753.00 (+9.36%) Homeowner's exemption	$120,107 (+3%)	$283,168 (+18.72%) Land $32,000 Building $251,168
2022	$1,603.00 Homeowner's exemption	$116,609	$238,520 Land $22,500 Building $216,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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