2304 Summit Trl, Kearney, MO 64060 Property Records

Clay County property record for 2304 Summit Trl, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 2010
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$163,100 (Jun 2010)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	May 2018 Sale Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-310-00-01-006.00`

Property Details

APN / Parcel Number

Primary APN	`11-310-00-01-006.00`
Alternative APNs	`1131000010060001` `302848`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	1,416 sqft
Basement Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2304 SUMMIT TRL
City	KEARNEY
State	MO
Zip	64060-7332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLS OF RIVER MEADOWS LT 46
Legal Range	31W
Legal Township	52N
Legal Section	02
Legal Subdivision	HILLS OF RIVER MEADOWS
Legal Lot Number	46
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1002
Census Tract	21811

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2304 SUMMIT TRL, KEARNEY, MO 64060-7332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY
Sep 5, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2010 · Amount on Record
Deed Sale	Jun 22, 2010 · Amount on Record
Deed Document Number	201020654
Deed Book / Page	6432 / 70
Record Updated	Sep 20, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 15, 2018
Property Address	2304 SUMMIT TRL, KEARNEY, MO 64060-7332
Document Number	0000015358
Book / Page	008197 / 000145
Instrument Date	Mar 19, 2018
Instrument	15358
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MEADOWBROOK DR KEARNEY MO 640607310, KEARNEY, MO 64060-7310

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2304 SUMMIT TRL, KEARNEY, MO 64060-7332
Document Number	0000031423
Book / Page	008046 / 000022
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2304 SUMMIT TRL KEARNEY MO 640607332, KEARNEY, MO 64060-7332

Mortgage

Document Number	0000031423
Date	Sep 13, 2017
Book Page	008046/000022
Instrument	31423

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2032

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,221.00 (+5.47%)	$49,230 (+10.06%)	$259,105 (+10.06%)
2023	$3,054.00 (+26.88%)	$44,730	$235,421
2019	$2,407.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: Verizon, Wisper ISP.

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