2304 Suggs Rd, Chipley, FL 32428 Property Records

Washington County property record for 2304 Suggs Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$237,500 (May 2026)
Tax Bill	$475 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000007280004`

Property Details

APN / Parcel Number

Primary APN	`000007280004`
Alternative APNs	`00000000-00-0728-0004` `07280004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,521 sqft
1st Floor Area	1,164 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Finished/Open Porch
Porch Area	81 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2304 SUGGS RD
City	CHIPLEY
State	FL
Zip	32428-4898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 3 13 1 ORB 921 P 398 BEG. 498.4 N. OF SWC OF SE1/4 OF NE1/4, RUN N. 343.5, E. 150, S. 237.5 TO RD, SW 183.67 TO POB
Legal Range	13W
Legal Township	03S
Legal Section	14
Legal Block	4
Legal Lot Number	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2014
Census Tract	970303

Owner

Source: Washington County records · APN 000007280004

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1987 DUNCAN COMMUNITY RD, CHIPLEY, FL 32428-3951
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC, NORTHWEST TITLE GROUP
May 12, 2026	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC, NORTHWEST TITLE GROUP
May 12, 2026	Quit Claim Deed, Transfer NORTHWEST TITLE GROUP LLC, NORTHWEST TITLE GROUP
Jan 26, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 23, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 03, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Jul 18, 2012 · Amount on Record
Deed Document Number	20263633
Deed Book / Page	1371 / 41
Prior Transfer Date	Apr 20, 2026
Prior Transfer Doc	0000003632
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 12, 2026
Property Address	2304 SUGGS RD, CHIPLEY, FL 32428-4898
Document Number	0000003634
Book / Page	1371 / 42
Instrument Date	Apr 20, 2026
Instrument	20263634
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NORTHWEST TITLE GROUP LLC, NORTHWEST TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1987 DUNCAN COMMUNITY RD, CHIPLEY, FL 32428-3951

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 12, 2026
Property Address	2304 SUGGS RD, CHIPLEY, FL 32428-4898
Document Number	0000003633
Book / Page	1371 / 41
Instrument Date	Apr 20, 2026
Instrument	20263633
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NORTHWEST TITLE GROUP LLC, NORTHWEST TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$167,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1987 DUNCAN COMMUNITY RD, CHIPLEY, FL 32428-3951

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 12, 2026
Property Address	2304 SUGGS RD, CHIPLEY, FL 32428-4898
Document Number	0000003632
Book / Page	1371 / 40
Instrument Date	Apr 20, 2026
Instrument	20263632
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NORTHWEST TITLE GROUP LLC, NORTHWEST TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 SUGGS RD, CHIPLEY, FL 32428-4898

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2304 SUGGS RD, CHIPLEY, FL 32428-4898
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 SUGGS RD, CHIPLEY, FL 32428-4898

Mortgage

Document Number	0067000584
Date	Jan 26, 2024
Book Page	1294/336
Instrument	202467000584

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Dec 01, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2304 SUGGS RD, CHIPLEY, FL 32428-4898
Transaction Type	Mortgage
Record Updated	Jan 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 SUGGS RD, CHIPLEY, FL 32428-4898

Mortgage

Document Number	0067009405
Date	Nov 23, 2022
Book Page	1258/809
Instrument	202267009405

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2304 SUGGS RD, CHIPLEY, FL 32428-4898
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067000750
Date	Feb 03, 2021
Book Page	1197/662
Instrument	202167000750

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$475.00 (+6.5%) Homeowner's exemption	$74,263 (+2.9%)	$140,089 (+8.55%) Land $7,400 Building $132,689
2024	$446.00 (+0.45%) Homeowner's exemption	$72,170 (+3%)	$129,053 (+9.3%) Land $6,500 Building $122,553
2023	$444.00 (+1.37%) Homeowner's exemption	$70,068 (+3%)	$118,073 (+26.12%) Land $6,500 Building $111,573
2022	$438.00 Homeowner's exemption	$68,027	$93,617 Land $6,200 Building $87,417

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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