2304 Stuart Ave, Albany, GA 31707 Property Records

Dougherty County property record for 2304 Stuart Ave, Albany, GA 31707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1966
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$107,000 (Mar 2005)
Tax Bill	$1,696 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000SS/00007/003`

Property Details

APN / Parcel Number

Primary APN	`000SS/00007/003`
Alternative APN	`25647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Heated Area
1st Floor Area	1,508 sqft
Utility Area	120 sqft
Flooring	Asbestos (Tiles, Sheet)

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Terrain	Wet
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	250 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25647
Street Address	2304 STUART AVE
City	ALBANY
State	GA
Zip	31707-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 255 SHERWOOD ACRES #3
Legal Subdivision	SHERWOOD ACRES
Legal Lot Number	255
Jurisdiction	DOUGHERTY GA
Township / Civil Division	WEST DOUGHERTY
Census Block Group	2
Census Block	2005
Census Tract	400

Owner

2304 Stuart Ave is owned and occupied by two individuals who bought it in March 2005.

Source: Dougherty County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2304 STUART AVE, ALBANY, GA 31707-1731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage BANK OF AMERICA
Jan 24, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Apr 23, 2018	Deed of Trust, Mortgage · VA Mortgage NATION STAR MORTGAGE
Mar 13, 2020	Deed of Trust, Mortgage · VA Mortgage NATION STAR MORTGAGE
Apr 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2005 · Amount on File
Deed Sale	Mar 1, 2005 · Amount on File
Prior Sale	May 6, 2003 · Amount on File
Deed Document Number	2005576
Deed Book / Page	2936 / 92
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Recording Date	Jul 22, 2026
Property Address	2304 STUART AVE, ALBANY, GA 31707-1731
Document Number	5390000331
Book / Page	5390 / 331
Instrument Date	Jul 9, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 STUART AVE, ALBANY, GA 31707-1731

Mortgage

Document Number	5390000331,
Date	Jul 22, 2026
Book Page	5390/331

Lender

Name	BANK OF AMERICA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	2304 STUART AVE, ALBANY, GA 31707-1731
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 STUART AVE, ALBANY, GA 31707-1731

Mortgage

Document Number	0000004931/0000000117
Date	Jan 24, 2022
Book Page	0000004931/0000000117
Instrument	000597

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	2304 STUART AVE, ALBANY, GA 31707-1731
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4503/8
Date	Apr 23, 2018
Book Page	4503/8
Instrument	002507

Lender

Name	NATION STAR MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	2304 STUART AVE, ALBANY, GA 31707-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 STUART AVE, ALBANY, GA 31707-1731

Mortgage

Document Number	0000004690/0000000247
Date	Mar 13, 2020
Book Page	0000004690/0000000247
Instrument	001652

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGHERTY GA
Recording Date	Apr 3, 2018
Property Address	2304 STUART AVE, ALBANY, GA 31707-1731
Document Number	00004503/5
Book / Page	4503 / 5
Instrument Date	Apr 3, 2018
Instrument	2018-000580
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 STUART AVE, ALBANY, GA 31707-1731

Tax Assessment & Valuation

The 2025 property tax bill for 2304 Stuart Ave was $1,696 with exemptions applied, down 5.4% from the year before.

Source: Dougherty County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Albany City
County	Dougherty County
Unified School District	Dougherty School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,696.00 (-5.41%) Homeowner's exemption Senior Citizen's exemption	$39,672 (+0.18%) Land $7,120 Building $32,552	$99,180 (+0.18%) Land $17,800 Building $81,380
2024	$1,793.00 (+96.39%) Homeowner's exemption	$39,600 (-) Land $7,120 Building $32,480	$99,000 (-) Land $17,800 Building $81,200
2023	$913.00 (-48.07%) Homeowner's exemption	$39,600 (-) Land $7,120 Building $32,480	$99,000 (-) Land $17,800 Building $81,200
2022	$1,758.00 Homeowner's exemption	$39,600 Land $7,120 Building $32,480	$99,000 Land $17,800 Building $81,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2304 Stuart Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2304 Stuart Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY serves 101,245 people · EPA ID GA0950000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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