2304 S Bernard, Mesa, AZ 85209 Property Records

Maricopa County property record for 2304 S Bernard, Mesa, AZ 85209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,273 sqft · built 2001
Lot Size	0.096 acres (4,173 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2026)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`312-04-133`

Property Details

APN / Parcel Number

Primary APN	`312-04-133`
Alternative APN	`312041335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,273 sqft Living Area
Gross Area	1,369 sqft
1st Floor Area	1,273 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,173 sqft (0.096 acres)
Parking Spaces	2 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2304 S BERNARD
City	MESA
State	AZ
Zip	85209-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	AUGUSTA RANCH PARCEL M-3 MCR 495-38
Legal Range	7E
Legal Township	1S
Legal Section	3
Legal Subdivision	AUGUSTA RANCH PARCEL M-3
Legal Lot Number	37
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422642

Owner

Source: Maricopa County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2304 S BERNARD, MESA, AZ 85209-2426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Sep 22, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	2026220265
Prior Transfer Date	Mar 5, 2008
Prior Transfer Doc	0000206122
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 14, 2026
Property Address	2304 S BERNARD, MESA, AZ 85209-2426
Document Number	0000220265
Instrument Date	Apr 8, 2026
Instrument	2026220265
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2304 S BERNARD, MESA, AZ 85209-2426
Investor	Possibly a Property Investor

Mortgage

Document Number	0000220267,
Date	Apr 14, 2026
Instrument	2026220267

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2020
Property Address	2304 S BERNARD, MESA, AZ 85209-2426
Document Number	0000893504
Instrument Date	Sep 21, 2020
Instrument	893504
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2304 S BERNARD MESA AZ 852092426, MESA, AZ 85209-2426

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 20, 2017
Property Address	2304 S BERNARD, MESA, AZ 85209-2426
Document Number	0000863493
Instrument Date	Nov 17, 2017
Instrument	863493
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	TITLE ALLIANCE LIMITED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 S BERNARD MESA AZ 852092426, MESA, AZ 85209-2426

Mortgage

Document Number	863494
Date	Nov 20, 2017
Instrument	863494

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,250 (+112.94%)	$322,500 (+5.63%) Land $64,500 Building $258,000
2025	$1,121.00 (+3.03%)	$15,145 (-53.84%)	$305,300 (-6.95%) Land $61,000 Building $244,300
2024		$32,810	$328,100 Land $65,600 Building $262,500
2023	$1,088.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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