Santa Clara County property record for 2304 Ruby Ave, San Jose, CA 95148 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1967 |
| Square Footage | 1,973 sqft Living Area |
| Lot Size | 9,800 sqft (0.225 acres) |
| Garage | 551 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,878.00 (2025) |
| Primary APN | 652-15-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,973 sqft Living Area |
| 1st Floor | 1,010 sqft 1st Floor |
| 2nd Floor | 963 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Custom Design Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Material | Tile Roof |
| Lot Area | 9,800 sqft (0.225 acres) |
| Depth X Width | 140 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 551 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Pool Area | 7,500 sqft Pool |
| Porch | Porch |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 2304 RUBY AVE |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95148-1744 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 4328 BOOK 240 PAGE 19 LOT 69 |
| Legal Subdivision | TRACT NO 4328 |
| Legal Tract | 4328 |
| Legal Lot Number | 69 |
| Jurisdiction | SANTA CLARA CA |
| Minor Civil Division | SAN JOSE |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 503312 |
Source: Santa Clara County records · APN 652-15-003
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2304 RUBY AVE, SAN JOSE, CA 95148-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Sep 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NMSI INC |
| Nov 20, 2019 | Quit Claim Deed · Conventional Mortgage MICHIGAN MUTUAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 09, 2020 |
| Transfer Doc | 0024435205 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 2304 RUBY AVE, SAN JOSE, CA 95148-1744 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2304 RUBY AVE, SAN JOSE, CA 95148-1744 |
| Document Number | 0025089268 |
|---|---|
| Date | Sep 03, 2021 |
| Instrument | 25089268 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 20, 2019 |
| Property Address | 2304 RUBY AVE, SAN JOSE, CA 95148-1744 |
| Document Number | 0024335566 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 24335566 |
| Record Updated | Dec 05, 2019 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2304 RUBY AVE SAN JOSE CA 951481744, SAN JOSE, CA 95148-1744 |
| Document Number | 24335567 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 24335567 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2049 |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Mount Pleasant Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $185,461 (+2%) Land $46,387 Building $139,074 | |
| 2025 | $3,878.00 (+7.13%) Homeowner's exemption | $181,826 (+4.04%) Land $45,478 Building $136,348 |
| 2023 | $3,620.00 (+0.98%) Homeowner's exemption | $174,767 Land $43,713 Building $131,054 |
| 2022 | $3,585.00 |
2304 Ruby Ave is in FEMA Zone D (flood hazard undetermined — not studied), outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Santa Clara County (06085C), updated January 18, 2026
| FEMA Flood Zone | Zone D flood hazard undetermined — not studied |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 22nd in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,266 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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