Montgomery County property record for 2304 Pondside Ter, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,863 sqft · built 1987 |
| Lot Size | 0.143 acres (6,248 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Jun 2015) |
| Tax Bill | $6,987 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02461192 |
| Primary APN | 13-02461192 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,863 sqft Living Area |
| Gross Area | 3,262 sqft |
| 1st Floor Area | 1,413 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,248 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02461192 |
|---|---|
| Street Address | 2304 PONDSIDE TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-5750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | LONGMEAD |
| Legal Subdivision | LONGMEAD |
| Legal Block | C |
| Legal Lot Number | 19 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 703220 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2304 PONDSIDE TER, SILVER SPRING, MD 20906-5750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2015 · Amount on Record |
| Deed Sale | Jun 24, 2015 · Amount on Record |
| Prior Sale | Apr 3, 2002 |
| Deed Book / Page | 50558 / 387 |
| Transfer Doc | 0000235615 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2304 PONDSIDE TER, SILVER SPRING, MD 20906-5750 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2304 PONDSIDE TER, SILVER SPRING, MD 20906-5750 |
| Document Number | 0670460477 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 67046/477 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2304 PONDSIDE TER, SILVER SPRING, MD 20906-5750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0594160026 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 59416/26 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $626,633 (+0.97%) | $638,700 (+2.92%) Land $164,300 Building $474,400 | |
| 2025 | $6,987.00 (+34.94%) | $620,600 (+15.6%) Land $164,300 Building $456,300 | $620,600 (-) Land $164,300 Building $456,300 |
| 2023 | $536,867 | $620,600 Land $164,300 Building $456,300 | |
| 2022 | $5,178.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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