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2304 Orchard Beach Rd, McHenry, IL 60050 Property Records

McHenry County property record for 2304 Orchard Beach Rd, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,204 sqft · built 1920
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on File
Last Sale$370,000 (Nov 2020)
Tax Bill$10,515 (2024)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-24-377-012

Property Details

APN / Parcel Number

Primary APN09-24-377-012

Interior

Full Baths3.5 Baths
Half Baths5 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft
Basement Area464 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area10,890 sqft (0.25 acres)
Garage Area736 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area48 sqft
Deck Area594 sqft
Shed1 Shed
Shed Area404 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2304 ORCHARD BEACH RD
CityMCHENRY
StateIL
Zip60050-2852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0046600 LT 19 ORCHARD BEACH
Legal SubdivisionORCHARD BEACH
Legal Tract105
Legal Block377
Legal Lot Number19
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1018
Census Tract870604

Owner

2304 Orchard Beach Rd is owned by a company that bought it in November 2020.

Source: McHenry County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address1914 EAST AVE, BERWYN, IL 60402-1924
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Quit Claim Deed, Transfer · Commercial Mortgage
COMMERCIAL LENDER LLC
Nov 4, 2020Warranty Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Oct 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2020 · Amount on File
Deed SaleNov 4, 2020 · Amount on File
Prior SaleOct 23, 2012 · Amount on File
Deed Document Number202046900
Prior Transfer DateOct 21, 2020
Prior Transfer Doc0000046600
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateNov 4, 2020
Property Address2304 ORCHARD BEACH RD, MCHENRY, IL 60050-2852
Document Number0000046600
Map ReferenceDOC12452 MB1 PG50
Instrument DateOct 21, 2020
Instrument2020R0046600
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1332 N HALSTED ST STE 405, 405, CHICAGO, IL 60642-2624

Mortgage

Document Number0000046601
DateNov 4, 2020
Instrument2020R0046601
Lender
NameCOMMERCIAL LENDER LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 4, 2020
Property Address2304 ORCHARD BEACH RD, MCHENRY, IL 60050-2852
Document Number0000046900
Instrument DateAug 20, 2020
Instrument46900
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount on Record
Tax$555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1332 N HALSTED ST #405 CHICAGO IL 606422624, 405, CHICAGO, IL 60642-2624

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateOct 27, 2017
Property Address2304 ORCHARD BEACH RD, MCHENRY, IL 60050-2852
Document Number0000039986
Instrument DateOct 3, 2017
Instrument39986
Transaction TypeTransfer
Record UpdatedJan 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2216 ORCHARD BEACH RD MCHENRY IL 600502850, MCHENRY, IL 60050-2850

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$10,515.00$131,469 Land $41,610 Building $89,859$394,407 Land $124,830 Building $269,577
2022$100,623 Land $38,107 Building $62,516$301,869 Land $114,321 Building $187,548

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2304 Orchard Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims30 (1978–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2304 Orchard Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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