2304 Oak St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2304 Oak St, Saint Joseph, MO 64503 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1935
Square Footage	940 sqft Base Area
Lot Size	9,000 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$50,900 (2020)
Tax Bill	$694.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-5.0-21-001-003-131.000`

Interior

Building Area	940 sqft Base Area
1st Floor	940 sqft 1st Floor

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	9,000 sqft (0.207 acres)
Depth X Width	120 ft x 75 ft Depth x Width

Location & Zoning

Street Address	2304 OAK ST
City	SAINT JOSEPH
State	MO
Zip	64503-3129
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUB:GLADSTONE HEIGHTS LOT:5 BLK:6LGL DESC:E 1/2 L 6
Legal Subdivision	GLADSTONE HEIGHTS
Legal Block	6
Legal Lot Number	5-6
Jurisdiction	BUCHANAN MO
Minor Civil Division	WASHINGTON
Census Blockgroup	3
Census Block	3013
Census Tract	1800

Owner

Source: Buchanan County records · APN 06-5.0-21-001-003-131.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2304 OAK ST, SAINT JOSEPH, MO 64503-3129
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Doc Number	20207457
Deed Book / Page	3752 / 285
Record Refreshed	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 21, 2020
Property Address	2304 OAK ST, SAINT JOSEPH, MO 64503-3129
Document Number	003752/285
Book / Page	3752 / 285
Instrument Date	Aug 21, 2020
Instrument	2020007457
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 OAK ST, SAINT JOSEPH, MO 64503-3129

Mortgage

Document Number	2020007458
Date	Aug 21, 2020
Instrument	2020007458

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$694.00 (+0.14%)	$9,590 (+5.15%) Land $2,850 Building $6,740	$50,480 (+5.17%) Land $15,000 Building $35,480
2024	$693.00 (+14.55%)
2023	$605.00 (-0.66%)	$9,120 (-) Land $2,850 Building $6,270	$48,000 (-) Land $15,000 Building $33,000
2022	$609.00	$9,120 Land $2,850 Building $6,270
2021			$48,000 Land $15,000 Building $33,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 5% of the US · above 7% of Missouri
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.