2304 Harlem Blvd, Rockford, IL 61103 Property Records

Winnebago County property record for 2304 Harlem Blvd, Rockford, IL 61103

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,363 sqft · built 1920
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Jul 2018)
Tax Bill	$8,342 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`193A254`

Property Details

APN / Parcel Number

Primary APN	`193A254`
Alternative APN	`1113206017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,363 sqft Living Area
Gross Area	4,383 sqft
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Finished Basement	528 sqft
Unfinished Basement	642 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Alley/Corner
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	193A254
Street Address	2304 HARLEM BLVD
City	ROCKFORD
State	IL
Zip	61103-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HARLEM PARK SUBD PT N1/2 SEC 13-44-1 LOTS 8 + 009 BLOCK 013
Legal Range	1
Legal Township	44
Legal Section	13
Legal Subdivision	HARLEM PARK SUBD
Legal Block	013
Legal Lot Number	8,009
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2011
Census Tract	3500

Owner

Source: Winnebago County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2304 HARLEM BLVD, ROCKFORD, IL 61103-4819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Jun 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST MID IL BANK AND TRUST
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE CU
Sep 19, 2019	Deed of Trust, Mortgage · Conventional with PMI HERITAGE CU
Jul 23, 2018	Grant Deed, Transfer · Conventional with PMI MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	20181020654
Last Transfer Date	May 28, 2026
Transfer Doc	0000014939
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 1, 2026
Property Address	2304 HARLEM BLVD, ROCKFORD, IL 61103-4819
Document Number	0000016654
Instrument Date	Jun 26, 2026
Instrument	202616654
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 HARLEM BLVD, ROCKFORD, IL 61103-4819

Mortgage

Document Number	0000016654,
Date	Jul 1, 2026
Instrument	202616654

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2046

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 15, 2026
Property Address	2304 HARLEM BLVD, ROCKFORD, IL 61103-4819
Document Number	0000014939
Instrument Date	May 28, 2026
Instrument	202614939
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 HARLEM BLVD, ROCKFORD, IL 61103-4819

Mortgage

Document Number	0000014940,
Date	Jun 15, 2026
Instrument	202614940

Lender

Name	FIRST MID IL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000015186,
Date	Jun 16, 2026
Instrument	202615186

Lender

Name	FIRST MID IL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2304 HARLEM BLVD, ROCKFORD, IL 61103-4819
Document Number	0001004815
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2304 HARLEM BLVD ROCKFORD IL 611034819, ROCKFORD, IL 61103-4819

Mortgage

Document Number	0001004815
Date	Feb 20, 2020
Instrument	1004815

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Feb 19, 2042

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2304 HARLEM BLVD, ROCKFORD, IL 61103-4819
Document Number	0001032187
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2304 HARLEM BLVD ROCKFORD IL 611034819, ROCKFORD, IL 61103-4819

Mortgage

Document Number	0001032187
Date	Sep 25, 2019
Instrument	1032187

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Fixed Rate
Rate	3.88%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 23, 2018
Property Address	2304 HARLEM BLVD, ROCKFORD, IL 61103-4819
Document Number	0001020654
Instrument Date	Jul 20, 2018
Instrument	1020654
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	NORTHERN LAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2304 HARLEM BLVD ROCKFORD IL 611034819, ROCKFORD, IL 61103-4819

Mortgage

Document Number	1020655
Date	Jul 23, 2018
Instrument	1020655

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	ROCKFORD, IL 61114

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,342.00 (+4.58%) Homeowner's exemption	$100,494 (+11.43%) Land $17,925 Building $82,569	$301,482 (+11.43%) Land $53,775 Building $247,707
2024	$7,977.00	$90,185 (+26.88%) Land $16,086 Building $74,099	$270,555 (+26.88%) Land $48,258 Building $222,297
2022	Homeowner's exemption	$71,077 Land $12,678 Building $58,399	$213,231 Land $38,034 Building $175,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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