2304 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 2304 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,919 sqft · built 2017
Lot Size	5.08 acres (221,285 sqft)
Owner	Company Name on File
Last Sale	$620,000 (Sep 2025)
Tax Bill	$4,206 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1380-00-003-000-0-003-00`

Property Details

APN / Parcel Number

Primary APN	`1380-00-003-000-0-003-00`
Alternative APN	`9704`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,919 sqft Living Area
1st Floor Area	1,969 sqft
2nd Floor Area	1,949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	221,285 sqft (5.08 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	826 sqft
Deck Area	432 sqft
Shed	1 Shed
Shed Area	288 sqft
Utility Building	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9704
Street Address	2304 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - TURNER HTS PT BLK 3 - BEG NE/C OF BLK 3 AS POB, W333' S735' E333' N735' TO POB & LESS N7' FOR ST
Legal Range	02E
Legal Township	26N
Legal Section	14
Legal Subdivision	TURNER HEIGHTS
Legal Block	3
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	4
Census Block	4009
Census Tract	300

Owner

2304 E Prospect Ave is owned by a company that bought it in September 2025 and is owner-occupied.

Source: Kay County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	2304 E PROSPECT AVE, PONCA CITY, OK 74604-2434
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Apr 24, 2014 · Amount on File
Deed Document Number	20256331
Deed Book / Page	2008 / 768
Prior Transfer Date	Apr 12, 2014
Prior Transfer Doc	0000003289
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KAY OK
Recording Date	Sep 4, 2025
Property Address	2304 E PROSPECT AVE, PONCA CITY, OK 74604-2434
Document Number	I2025006331
Book / Page	2008 / 768
Instrument Date	Aug 23, 2025
Instrument	I-2025-006331
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	HERITAGE TITLE OF OKLAHOMA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 E PROSPECT AVE, PONCA CITY, OK 74604-2434

Mortgage

Document Number	I2025006332
Date	Sep 4, 2025
Book Page	2008/774
Instrument	I-2025-006332

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	101 S 5TH ST STE 200, COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2304 E Prospect Ave was $4,206 with a homeowner's exemption, up 4.1% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,200 (+51.62%) Land $2,585 Building $65,615	$620,000 (-6.34%) Land $23,500 Building $596,500
2025	$4,206.00 (+4.11%) Homeowner's exemption	$44,982 (+3%) Land $4,785 Building $40,197	$661,991 (-4.75%) Land $43,500 Building $618,491
2024	$4,040.00 (+1.2%) Homeowner's exemption	$43,671 (+3%) Land $4,785 Building $38,886	$694,994 (+10.23%) Land $43,500 Building $651,494
2023	$3,992.00 Homeowner's exemption	$42,399 Land $4,785 Building $37,614	$630,477 Land $43,500 Building $586,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2304 E Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2304 E Prospect Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, Nextlink.

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