2304 E 38th St, Savannah, GA 31404 Property Records

Chatham County property record for 2304 E 38th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 970 sqft · built 1948
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$241,000 (Sep 2021)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0079-14-009`

Property Details

APN / Parcel Number

Primary APN	`2-0079-14-009`
Alternative APN	`L171L045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	970 sqft Living Area
1st Floor Area	970 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2304 E 38TH ST
City	SAVANNAH
State	GA
Zip	31404-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 75 AND 76 EASTWOOD PARK SUB MURPHEY WARD
Legal Subdivision	EASTWOOD PARK SUB
Legal Lot Number	75
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4012
Census Tract	3602

Owner

2304 E 38th St is owned and occupied by an individual who bought it in September 2021.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2304 E 38TH ST, SAVANNAH, GA 31404-3853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE
Oct 1, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTERSTATE BANK
Jan 29, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Oct 1, 2018 · Amount on File
Deed Document Number	202112473
Deed Book / Page	2547 / 598
Prior Transfer Date	Feb 15, 2016
Prior Transfer Doc	0007590230
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 24, 2021
Property Address	2304 E 38TH ST, SAVANNAH, GA 31404-3853
Document Number	2547/598
Book / Page	2547 / 598
Instrument Date	Sep 24, 2021
Instrument	2021-012473
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 E 38TH ST, SAVANNAH, GA 31404-3853

Mortgage

Document Number	0025470602
Date	Sep 28, 2021
Book Page	0000002547/0000000602

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 1, 2018
Property Address	2304 E 38TH ST, SAVANNAH, GA 31404-3853
Document Number	0014610398
Book / Page	1461 / 398
Instrument Date	Oct 1, 2018
Instrument	2018-010050
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 E 38TH ST, SAVANNAH, GA 31404-3853

Mortgage

Document Number	0014610400
Date	Oct 3, 2018
Book Page	0000001461/0000000400

Lender

Name	CENTERSTATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 29, 2018
Property Address	2304 E 38TH ST, SAVANNAH, GA 31404-3853
Document Number	0012740022
Book / Page	1274 / 022
Instrument Date	Jan 29, 2018
Instrument	2018-000921
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 E 38TH ST, SAVANNAH, GA 31404-3853

Mortgage

Document Number	0012740025
Date	Feb 5, 2018
Book Page	1274/025
Instrument	30845470014

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2304 E 38th St was $1,396, up 0.5% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,960 (+4.07%) Land $16,000 Building $110,960	$317,400 (+4.07%) Land $40,000 Building $277,400
2025	$1,396.00 (+0.5%) Homeowner's exemption	$122,000 Land $16,000 Building $106,000	$305,000 Land $40,000 Building $265,000
2024	$1,389.00
2023		$92,360 (+28.35%) Land $12,000 Building $80,360	$230,900 (+28.35%) Land $30,000 Building $200,900
2022	$1,894.00	$71,960 Land $9,600 Building $62,360	$179,900 Land $24,000 Building $155,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2304 E 38th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	22 (1994–2025)
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2304 E 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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