2304 E 34th Pl, Panama City, FL 32405 Property Records

Bay County property record for 2304 E 34th Pl, Panama City, FL 32405

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,152 sqft · built 2007
Lot Size	0.755 acres (32,887 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Aug 2025)
Tax Bill	$457 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2025 Transfer
Flood Zone	Zone A (high risk)
APN	`11831-000-000`

Property Details

APN / Parcel Number

Primary APN	`11831-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Gross Area
1st Floor Area	1,152 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,887 sqft (0.755 acres)
Lot Dimensions	235 ft deep x 140 ft wide
Porch	Unfinished Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2304 E 34TH PL
City	PANAMA CITY
State	FL
Zip	32405-5602
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	BC16
Legal Description	22 3S 14W -7.2- MAP 103D4 ST AND BAY DEV CO PLAT BEG 190 S OF NW COR LOT 77 TH E 235 S 140 W 235 N 140 TO POB ORB 2817 P 551
Legal Range	14W
Legal Township	03S
Legal Section	22
Legal Subdivision	ST AND BAY DEV CO PLAT
Legal Lot Number	77
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	5
Census Block	5002
Census Tract	1302

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2304 E 34TH PL, PANAMA CITY, FL 32405-5602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Warranty Deed, Transfer · Conventional Mortgage INNOVATIONS FINANCIAL CU
Aug 6, 2025	Quit Claim Deed, Transfer OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Aug 14, 2006 · Amount on Record
Deed Document Number	202544550
Deed Book / Page	4940 / 45
Prior Transfer Date	Jul 28, 2006
Prior Transfer Doc	0028170548
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 6, 2025
Property Address	2304 E 34TH PL, PANAMA CITY, FL 32405-5602
Document Number	0049400045
Book / Page	4940 / 45
Map Reference	MB 966 PG 733
Instrument Date	Jul 31, 2025
Instrument	2025044550
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8010 S MCCANN RD, SOUTHPORT, FL 32409-1908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 E 34TH PL, PANAMA CITY, FL 32405-5602

Mortgage

Document Number	0000494047
Date	Aug 6, 2025
Instrument	4940/47

Lender

Name	INNOVATIONS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2040

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Aug 6, 2025
Property Address	2304 E 34TH PL, PANAMA CITY, FL 32405-5602
Document Number	0049400043
Book / Page	4940 / 43
Map Reference	MB 966 PG 733
Instrument Date	Jul 31, 2025
Instrument	2025044549
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2028 SPRINGHILL TRCE, TALLAHASSEE, FL 32305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8010 S MCCANN RD, SOUTHPORT, FL 32409-1908

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$457.00 (-63.47%)	$36,961 (-34.63%) Land $36,960 Building $1	$36,961 (-34.63%) Land $36,960 Building $1
2024	$1,251.00 (+67.25%)
2023	$748.00 (+50.2%)	$56,540 (+42.52%) Land $36,960 Building $19,580	$56,540 (+42.52%) Land $36,960 Building $19,580
2022	$498.00	$39,671 Land $36,960 Building $2,711	$39,671 Land $36,960 Building $2,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	5 (2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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