Napa County property record for 2304 Clay St, Napa, CA 94559
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,268 sqft · built 1975 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $752,500 (Aug 2025) |
| Tax Bill | $9,093 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-180-001-000 |
| Primary APN | 002-180-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| Gross Area | 1,840 sqft |
| 1st Floor Area | 1,268 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 002-180-001 |
|---|---|
| Street Address | 2304 CLAY ST |
| City | NAPA |
| State | CA |
| Zip | 94559-2245 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM |
| Legal Description | LOT 23 WILLOW CREEK SUB 10R/M79 CC&R 953/164,1650/367,1730/851 |
| Legal Subdivision | WILLOW CREEK |
| Legal Lot Number | 23 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 200201 |
2304 Clay St, a condominium, is owned by a company that bought it in August 2025.
Source: Napa County records, as of October 21, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2304 CLAY ST, NAPA, CA 94559-2245 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2022 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 25, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 15, 2018 | Deed of Trust, Mortgage · Line of Credit RABOBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on File |
| Deed Sale | Aug 7, 2025 · Amount on File |
| Prior Sale | Sep 9, 2022 · Amount on File |
| Deed Document Number | 202510828 |
| Prior Transfer Date | Dec 23, 1996 |
| Prior Transfer Doc | 0000001612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Sep 9, 2022 |
| Property Address | 2304 CLAY ST, NAPA, CA 94559-2245 |
| Document Number | 0000016819 |
| Map Reference | MB 10 PG 78&79 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022-0016819 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2304 CLAY ST, NAPA, CA 94559-2245 |
| Document Number | 0000016820 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 2022-0016820 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2304 CLAY ST, NAPA, CA 94559-2245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 126, NAPA, CA 94559-0126 |
| Document Number | 0000023131 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020-0023131 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Jul 25, 2019 |
| Property Address | 2304 CLAY ST, NAPA, CA 94559-2245 |
| Document Number | 0000014281 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 14281 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2304 CLAY ST NAPA CA 945592245, NAPA, CA 94559-2245 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2304 CLAY ST, NAPA, CA 94559-2245 |
| Document Number | 0000012282 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2304 CLAY ST NAPA CA 945592245, NAPA, CA 94559-2245 |
| Document Number | 0000012282 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 12282 |
| Name | RABOBANK |
|---|---|
| Type | Bank |
| Address | NAPA, CA 94558-3015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2304 Clay St was $9,093, up 2.7% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,093.00 (+2.65%) | $752,500 (+3.55%) Land $320,000 Building $432,500 | $752,500 (+3.55%) Land $320,000 Building $432,500 |
| 2025 | $8,858.00 | $726,718 Land $308,998 Building $417,720 | $726,718 Land $308,998 Building $417,720 |
| 2023 | $8,468.00 (+59.05%) | $698,500 Land $297,000 Building $401,500 | |
| 2022 | $5,324.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2304 Clay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2304 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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