2304 Cedar St, Des Plaines, IL 60018 Property Records

Cook County property record for 2304 Cedar St, Des Plaines, IL 60018

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,760 sqft · built 2003
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Dec 1995)
Tax Bill	$15,473 (2023)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-28-307-009`

Property Details

APN / Parcel Number

Primary APN	`09-28-307-009`
Alternative APN	`09-28-307-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,760 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	23,000 sqft (0.528 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2304 CEDAR ST
City	DES PLAINES
State	IL
Zip	60018-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(ORCHARD)(ESTATES) SUB OF W 8 ACS OF E 16 ACS OF SE S W SEC 28-41-12
Legal Range	12E
Legal Township	41N
Legal Section	28
Legal Subdivision	ORCHARD ESTATES
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	3
Census Block	3013
Census Tract	806502

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2304 CEDAR ST, DES PLAINES, IL 60018-3150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 1995 · Amount on Record
Deed Sale	Dec 6, 1995 · Amount on Record
Deed Document Number	1995620
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2304 CEDAR ST, DES PLAINES, IL 60018-3150
Document Number	2031121107
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2304 CEDAR ST DES PLAINES IL 600183150, DES PLAINES, IL 60018-3150

Mortgage

Document Number	2031121107
Date	Nov 6, 2020
Instrument	31121107

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2040

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,000 (+32.26%) Land $20,700 Building $61,300	$820,000 (+32.26%) Land $207,000 Building $613,000
2023	$15,473.00 (+2.65%)
2022	$15,073.00 Homeowner's exemption	$62,000 Land $17,250 Building $44,750	$620,000 Land $172,500 Building $447,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	41 (1986–2020)
Claims Outside the SFHA	10 of 41
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 16 claims Severe Storms And Flooding, Sep 2008 · 16 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20