Burke County property record for 2304 Byrd Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1981 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Feb 2026) |
| Tax Bill | $559 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781790263 |
| Primary APN | 1781790263 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Carport |
| Garage Area | 380 sqft |
| Carport | Carport |
| Carport Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2304 BYRD RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 2304 BYRD RD MORGANTON, NC 28655 |
| Legal Subdivision | BEL AIRE ESTATES |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20303 |
Source: Burke County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3424 ROXBURY DR, WAKE FOREST, NC 27587-9364 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Feb 23, 2026 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2026 · Amount on Record |
| Deed Sale | Feb 23, 2026 · Amount on Record |
| Deed Document Number | 202626001451 |
| Deed Book / Page | 2855 / 888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 17, 2026 |
| Property Address | 2304 BYRD RD, MORGANTON, NC 28655-8056 |
| Document Number | 0026006669 |
| Book / Page | 2885 / 270 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202626006669 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | EL DORADO TITLE LLC, EL DORADO TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0026006669, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 2885/270 |
| Instrument | 202626006669 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 23, 2026 |
| Property Address | 2304 BYRD RD, MORGANTON, NC 28655-8056 |
| Document Number | 0028550888 |
| Book / Page | 2855 / 888 |
| Map Reference | MB 5 PG 87 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026001451 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2349 CONLEY BUMGARNER RD, MORGANTON, NC 28655-9855 |
| Name | Verified Name |
|---|---|
| Address | 3424 ROXBURY DR, WAKE FOREST, NC 27587-9364 |
Source: Burke County assessment roll, as of September 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $559.00 (-48.38%) | $152,934 (-2.96%) Land $23,500 Building $129,434 | $152,934 (-2.96%) Land $23,500 Building $129,434 |
| 2023 | $1,083.00 | $157,601 Land $23,500 Building $134,101 | $157,601 Land $23,500 Building $134,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BRENTWOOD WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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