Chesapeake City property record for 2304 Bugle Dr N, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,799 sqft · built 1960 |
| Lot Size | 0.778 acres (33,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,790 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jan 2022 Refinance + 2 more |
| APN | 0092001000120 |
| Primary APN | 0092001000120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,799 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,890 sqft (0.778 acres) |
| Lot Dimensions | 290 ft deep x 142 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2304 BUGLE DR N |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 12 DRUM CREEK FARMS SEC 1 |
| Legal Subdivision | DRUM CREEK FARMS EAST, WEST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21505 |
2304 Bugle Dr N is owned and occupied by two individuals.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2304 BUGLE DR N, CHESAPEAKE, VA 23321-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION |
| Jan 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYPORT CREDIT UNION |
| Jan 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAYPORT CREDIT UNION |
| Apr 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 7, 2026 |
| Property Address | 2304 BUGLE DR N, CHESAPEAKE, VA 23321-3919 |
| Document Number | 0000025746 |
| Book / Page | 11029 / 1253 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 202625746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2304 BUGLE DR N, CHESAPEAKE, VA 23321-3919 |
| Document Number | 0000025746, |
|---|---|
| Date | Oct 7, 2026 |
| Book Page | 11029/1253 |
| Instrument | 202625746 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2304 BUGLE DR N, CHESAPEAKE, VA 23321-3919 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010505/651 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 10505/651 |
| Instrument | 220000768 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2304 BUGLE DR N, CHESAPEAKE, VA 23321-3919 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10296/1905 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 10296/1905 |
| Instrument | 210003193 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 4, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2304 BUGLE DR N, CHESAPEAKE, VA 23321-3919 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010351/646 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 10351/646 |
| Instrument | 210017092 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Jan 1, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2304 Bugle Dr N was $3,790.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,100 (+2.64%) Land $190,000 Building $195,100 | $385,100 (+2.64%) Land $190,000 Building $195,100 | |
| 2025 | $3,790.00 | $375,200 Land $180,000 Building $195,200 | $375,200 Land $180,000 Building $195,200 |
| 2023 | $338,400 (+0.45%) Land $165,000 Building $173,400 | $338,400 (+0.45%) Land $165,000 Building $173,400 | |
| 2022 | $336,900 Land $155,000 Building $181,900 | $336,900 Land $155,000 Building $181,900 | |
| 2019 | $2,919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2304 Bugle Dr N; 32 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2304 Bugle Dr N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORTSMOUTH |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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