2304 14th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2304 14th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1893
Lot Size	0.313 acres (13,634 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Sep 2025)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-302-002-010.09`

Property Details

APN / Parcel Number

Primary APN	`53-302-002-010.09`
Alternative APNs	`053-302-002-010.09` `3020020109`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,992 sqft
Basement Area	600 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,634 sqft (0.313 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2304 14TH ST
City	TWO RIVERS
State	WI
Zip	54241-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	C F SPRINGER`S & JOHN WILKER`S ADD LOT 1 BLK 2
Legal Subdivision	C F SPRINGERS & JOHN WILKERS ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2007
Census Tract	5400

Owner

2304 14th St is owned and occupied by two individuals who bought it in September 2025.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2304 14TH ST, TWO RIVERS, WI 54241-2853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer · FHA Mortgage EPIC MORTGAGE PROCESSING LLC
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Apr 14, 2023 · Amount on File
Deed Document Number	20251287474
Deed Book / Page	3715 / 605
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Sep 15, 2025
Property Address	2304 14TH ST, TWO RIVERS, WI 54241-2853
Document Number	003715/605
Book / Page	3715 / 605
Instrument Date	Sep 9, 2025
Instrument	1287474
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 14TH ST, TWO RIVERS, WI 54241-2853

Mortgage

Document Number	0001287475
Date	Sep 15, 2025
Instrument	1287475

Lender

Name	EPIC MORTGAGE PROCESSING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Apr 14, 2023
Property Address	2304 14TH ST, TWO RIVERS, WI 54241-2853
Document Number	003554/502
Book / Page	3554 / 502
Instrument Date	Apr 6, 2023
Instrument	1261533
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003554/503
Date	Apr 14, 2023
Book Page	3554/503
Instrument	1261534

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2304 14th St was $1,956, up 8.2% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,956.00 (+8.25%) Homeowner's exemption	$126,400 (-) Land $16,300 Building $110,100	$146,137 (+16.73%) Land $18,845 Building $127,292
2024	$1,807.00 (+42.06%) Homeowner's exemption	$126,400 (+135.38%) Land $16,300 Building $110,100	$125,194 (+46.94%) Land $16,145 Building $109,049
2023	$1,272.00 Homeowner's exemption	$53,700 Land $7,300 Building $46,400	$85,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2304 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2304 14th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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