2304 103rd St, Lubbock, TX 79423 Property Records

Lubbock County property record for 2304 103rd St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,886 sqft · built 2017
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$267,700 (Oct 2026)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R330003`

Property Details

APN / Parcel Number

Primary APN	`R330003`
Alternative APN	`R2907600000004330000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,886 sqft Living Area
Gross Area	2,327 sqft
1st Floor Area	1,886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2304 103RD ST
City	LUBBOCK
State	TX
Zip	79423-6191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIDGE L 433
Legal Subdivision	FOX RIDGE
Legal Lot Number	433
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3010
Census Tract	10511

Owner

Source: Lubbock County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2304 103RD ST, LUBBOCK, TX 79423-6191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2019	Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2019	Quit Claim Deed, Transfer HUB CITY TITLE
Jan 22, 2018	Vendor's Lien, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	202640397
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	0000033697
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 5, 2026
Property Address	2304 103RD ST, LUBBOCK, TX 79423-6191
Document Number	0000040397
Instrument Date	Sep 30, 2026
Instrument	202640397
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 103RD ST, LUBBOCK, TX 79423-6191
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040398,
Date	Oct 5, 2026
Instrument	202640398

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2304 103RD ST, LUBBOCK, TX 79423-6191
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033729
Date	Aug 28, 2019
Instrument	2019033729

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 28, 2019
Property Address	2304 103RD ST, LUBBOCK, TX 79423-6191
Document Number	0000033697
Map Reference	FILE 2017020941
Instrument Date	Aug 26, 2019
Instrument	2019033697
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 103RD STREET, LUBBOCK, TX 79423

Mortgage

Document Number	0000033698
Date	Aug 28, 2019
Instrument	2019033698

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUBBOCK TX
Recording Date	Aug 28, 2019
Property Address	2304 103RD ST, LUBBOCK, TX 79423-6191
Document Number	0000033696
Instrument Date	Aug 13, 2019
Instrument	33696
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 103RD ST LUBBOCK TX 794236191, LUBBOCK, TX 79423-6191

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jan 22, 2018
Property Address	2304 103RD ST, LUBBOCK, TX 79423-6191
Document Number	0000002155
Map Reference	FILE2017016344
Instrument Date	Jan 19, 2018
Instrument	2018002155
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	WESTERN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 103RD ST, LUBBOCK, TX 79423-6191

Mortgage

Document Number	0000002156
Date	Jan 22, 2018
Instrument	2018002156

Lender

Name	FIDELITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,021.00 (-11.08%)	$273,297 (+4.17%) Land $25,850 Building $247,447	$273,297 (-1.29%) Land $25,850 Building $247,447
2024	$4,522.00 (+3.93%)
2023	$4,351.00 (-11.42%) Homeowner's exemption	$262,365 Land $25,850 Building $251,005	$276,855 Land $25,850 Building $251,005
2022	$4,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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