23039 Palm Trail Dr, Katy, TX 77494 Property Records

Harris County property record for 23039 Palm Trail Dr, Katy, TX 77494 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,499 sqft · built 1997
Lot Size0.165 acres (7,200 sqft)
OwnerCompany Name on File
Tax Bill$7,816 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN117-889-001-0018

Property Details

APN / Parcel Number

Primary APN117-889-001-0018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,499 sqft Living Area
1st Floor Area2,499 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area7,200 sqft (0.165 acres)
View / LotPrimary
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1178890010018
Street Address23039 PALM TRAIL DR
CityKATY
StateTX
Zip77494-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 18 BLK 1 HERITAGE SQUARE SEC 2
Legal SubdivisionHERITAGE SQUARE SEC 2
Legal Block1
Legal Lot Number18
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1000
Census Tract455102

Owner

Source: Harris County records · APN 117-889-001-0018

Assessment roll updated May 26, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address26 WYNDEHAVEN LAKES DR, KATY, TX 77494-3298
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 25, 2022Vendor's Lien, Transfer · Stand-Alone First Mortgage
WILDCAT LENDING FUND ONE LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 2024
Deed SaleSep 24, 2024
Prior SaleJan 25, 2022 · Amount on Record
Deed Document Number2024351374
Prior Transfer DateFeb 02, 2007
Prior Transfer Doc20070200505
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address23039 PALM TRAIL DR, KATY, TX 77494-3531
Transaction TypeMortgage
Record UpdatedMar 16, 2022
Title CompanyTEXAS AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127141
DateMar 09, 2022
Instrument2022-127141
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

January 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateJan 25, 2022
Property Address23039 PALM TRAIL DR, KATY, TX 77494-3531
Document Number0000044143
Map ReferenceMF 358036
Instrument DateJan 20, 2022
Instrument2022-44143
Transaction TypeTransfer
Record UpdatedFeb 02, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address27503 WADE SPRINGS CT, 27503, FULSHEAR, TX 77441-4565

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WYNDEHAVEN LAKES DR, KATY, TX 77494-3298

Mortgage

Document Number0000044144
DateJan 25, 2022
Instrument2022-44144
Lender
NameWILDCAT LENDING FUND ONE LP
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,816.00 (+1.72%)$368,505 (-2.14%) Land $83,160 Building $285,345$368,505 (-2.14%) Land $83,160 Building $285,345
2024$7,684.00 (+16.3%)
2023$376,580 Land $63,410 Building $313,170$376,580 Land $63,410 Building $313,170
2022$6,607.00 (+52.31%)
2020$4,338.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014551021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2017, river or lake flooding, Hurricane Harvey

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ezee Fiber TexasFiber8,000 / 8,000
Consolidated CommunicationsFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Xfinity, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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