23038 Empire Penguin Rd, Wildomar, CA 92595 Property Records

Riverside County property record for 23038 Empire Penguin Rd, Wildomar, CA 92595

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 1999
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (May 2023)
Tax Bill	$6,061 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`376-392-017`

Property Details

APN / Parcel Number

Primary APN	`376-392-017`
Alternative APN	`369782002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	369782002
Street Address	23038 EMPIRE PENGUIN RD
City	WILDOMAR
State	CA
Zip	92595-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.16 ACRES M/L IN LOT 44 MB 271/082 TR 28268-2
Legal Subdivision	TRACT NO 28268 2
Legal Tract	28268-2
Legal Lot Number	44
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1013
Census Tract	43270

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23038 EMPIRE PENGUIN RD, WILDOMAR, CA 92595-8042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 2, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 3, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 9, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL
Jan 16, 2020	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Aug 17, 2012 · Amount on Record
Deed Document Number	2023130059
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	0000021030
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 5, 2023
Property Address	23038 EMPIRE PENGUIN RD, WILDOMAR, CA 92595-8042
Document Number	0000130059
Map Reference	MB 271 PG 82-84
Instrument Date	Apr 7, 2023
Instrument	2023-0130059
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23038 EMPIRE PENGUIN RD, WILDOMAR, CA 92595-8042

Mortgage

Document Number	0000130060
Date	May 5, 2023
Instrument	2023-0130060

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	5.62%
Index	Other
Max Rate	9.62%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	23038 EMPIRE PENGUIN RD, WILDOMAR, CA 92595-8042
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407156
Date	Oct 2, 2017
Instrument	2017-0407156

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	23038 EMPIRE PENGUIN RD, WILDOMAR, CA 92595-8042
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23038 EMPIRE PENGUIN RD, WILDOMAR, CA 92595-8042

Mortgage

Document Number	0000339844
Date	Jun 3, 2021
Instrument	2021-0339844

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Mar 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	23038 EMPIRE PENGUIN RD, WILDOMAR, CA 92595-8042
Document Number	0000021031
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23038 EMPIRE PENGUIN RD WILDOMAR CA 925958042, WILDOMAR, CA 92595-8042

Mortgage

Document Number	0000021031
Date	Jan 16, 2020
Instrument	21031

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 16, 2020
Property Address	23038 EMPIRE PENGUIN RD, WILDOMAR, CA 92595-8042
Document Number	0000021030
Instrument Date	Nov 20, 2019
Instrument	21030
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Wildomar City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,663 (+2%) Land $95,508 Building $488,155
2025	$6,061.00 (+804.63%) Homeowner's exemption	$572,220 (+163.48%) Land $93,636 Building $478,584
2023	$670.00 (-9.58%) Disabled Person's exemption Veteran's exemption	$217,179 Land $71,009 Building $146,170
2022	$741.00
2021			$378,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Accel Wireless, Verizon.

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