2303 W Cluster Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 2303 W Cluster Ave, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1955
Lot Size	0.156 acres (6,798 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Jan 2020)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102423-0000`

Property Details

APN / Parcel Number

Primary APN	`102423-0000`
Alternative APN	`A2628183G5000013000130`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	1,122 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,798 sqft (0.156 acres)
Lot Dimensions	110 ft deep x 61.8 ft wide

Exterior Amenities

Porch	Screened Porch
Porch Area	334 sqft
Patio Area	250 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1024230000
Street Address	2303 W CLUSTER AVE
City	TAMPA
State	FL
Zip	33604-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-50
Legal Description	GROVE PARK ESTATES W 18.3 FT OF LOT 13 AND E 43.5 FT OF LOT 14 BLOCK 13
Legal Range	18E
Legal Township	28S
Legal Section	26
Legal Subdivision	GROVE PARK ESTATES
Legal Tract	3G5
Legal Block	13
Legal Lot Number	13
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	3
Census Block	3012
Census Tract	1300

Owner

2303 W Cluster Ave is owned and occupied by an individual who bought it in January 2020.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2303 W CLUSTER AVE, TAMPA, FL 33604-5230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2020 · Amount on File
Deed Sale	Jan 27, 2020 · Amount on File
Prior Sale	May 8, 2013 · Amount on File
Deed Document Number	202026860
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 27, 2020
Property Address	2303 W CLUSTER AVE, TAMPA, FL 33604-5230
Document Number	0000026860
Instrument Date	Jan 22, 2020
Instrument	26860
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	WESTCHASE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 W CLUSTER AVE TAMPA FL 336045230, TAMPA, FL 33604-5230

Mortgage

Document Number	26861
Date	Jan 27, 2020
Instrument	26861

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2303 W CLUSTER AVE, TAMPA, FL 33604-5230
Document Number	0265351703
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 DEVON ST NORTH ARLINGTON NJ 070316536, NORTH ARLINGTON, NJ 07031-6536

Mortgage

Document Number	0265351703
Date	Apr 10, 2019
Book Page	026535/001703
Instrument	151007

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2303 W Cluster Ave was $2,275 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,556 (+2.7%)	$188,449 (+0.95%) Land $79,741 Building $108,708
2025	$2,275.00 Homeowner's exemption	$148,545	$186,676 Land $76,274 Building $110,402
2023	$2,037.00 (+3.35%) Homeowner's exemption	$140,154 (+3%)	$166,684 (-11.92%) Land $69,340 Building $97,344
2022	$1,971.00 Homeowner's exemption	$136,072	$189,235 Land $69,340 Building $119,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2303 W Cluster Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2303 W Cluster Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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