2303 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2303 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 1,020 sqft · built 1919
Lot Size1.05 acres (46,006 sqft)
OwnerIndividual Name on Record
Tax Bill$3,244 (2026)
Deeds & MortgagesAug 2020 Mortgage
Mar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN010-1500-00110

Property Details

APN / Parcel Number

Primary APN010-1500-00110
Alternative APN
  • 955382

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,020 sqft Gross Area
1st Floor Area680 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1949
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area46,006 sqft (1.05 acres)
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area120 sqft
Deck Area26 sqft
Storage Building54 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number955382
Street Address2303 W ARROWHEAD RD
CityDULUTH
StateMN
Zip55811-4240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 AND ELY 10 FT OF LOT 12 SERIAL #
Legal SubdivisionENGLEWOOD FARMS DULUTH
Legal Lot Number11-12
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2006
Census Tract400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2303 W ARROWHEAD RD, DULUTH, MN 55811-4240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 29, 2018Deed of Trust, Mortgage · Line of Credit
AUTO CLUB TR FSB

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 7, 2013
Transfer Doc0000934407
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2303 W ARROWHEAD RD, DULUTH, MN 55811-4240
Document Number00T1027547
Instrument DateAug 11, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2303 W ARROWHEAD RD DULUTH MN 558114240, DULUTH, MN 55811-4240

Mortgage

Document Number00T1027547
DateAug 18, 2020
InstrumentT1027547
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2303 W ARROWHEAD RD, DULUTH, MN 55811-4240
Document Number000T996623
Instrument DateMar 29, 2018
Transaction TypeMortgage
Record UpdatedApr 20, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2303 W ARROWHEAD RD DULUTH MN 558114240, DULUTH, MN 55811-4240

Mortgage

Document Number000T996623
DateApr 4, 2018
InstrumentT996623
Lender
NameAUTO CLUB TR FSB
TypeFederal Savings Bank
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 3, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,244.00 (+17.71%) Homeowner's exemption
2025$2,756.00 (-8.13%) Homeowner's exemption$261,600 (+16.99%) Land $56,500 Building $205,100$261,600 (+16.99%) Land $56,500 Building $205,100
2024$3,000.00$223,600 (+6.07%) Land $95,600 Building $128,000$223,600 (+6.07%) Land $95,600 Building $128,000
2022$210,800 Land $89,500 Building $121,300$210,800 Land $89,500 Building $121,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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