2303 Saddlebrook Rd, Buffalo, MN 55313 Property Records

Wright County property record for 2303 Saddlebrook Rd, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,875 sqft · built 2003
Lot Size	0.277 acres (12,069 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jul 2007)
Tax Bill	$4,892 (2026)
Deeds & Mortgages	Feb 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-186-002020`

Property Details

APN / Parcel Number

Primary APN	`103-186-002020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,875 sqft Living Area
1st Floor Area	1,114 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,069 sqft (0.277 acres)
Garage Type	Attached
Garage Area	867 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	150 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2303 SADDLEBROOK RD
City	BUFFALO
State	MN
Zip	55313-3750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-16 TWP-120 RANGE-025 PRAIRIE VIEW 2ND ADDN LOT-002 BLOCK-002 K-002
Legal Range	025
Legal Township	120
Legal Section	16
Legal Subdivision	PRAIRIE VIEW 2ND ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2019
Census Tract	100705

Owner

Source: Wright County records · APN 103-186-002020

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2303 SADDLEBROOK RD, BUFFALO, MN 55313-3750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2007 · Amount on Record
Deed Sale	Jul 16, 2007 · Amount on Record
Prior Sale	Mar 01, 2004 · Amount on Record
Deed Document Number	2007105957
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	2303 SADDLEBROOK RD, BUFFALO, MN 55313-3750
Transaction Type	Mortgage
Record Updated	Mar 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 SADDLEBROOK RD, BUFFALO, MN 55313-3750

Mortgage

Document Number	0001458702
Date	Feb 12, 2021
Instrument	1458702

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,892.00 (+6.12%)	$416,600 (+3.94%) Land $75,000 Building $341,600	$416,600 (+3.94%) Land $75,000 Building $341,600
2025		$400,800 (-0.32%) Land $75,000 Building $325,800	$400,800 (-0.32%) Land $75,000 Building $325,800
2023	$4,610.00 (+2.58%)	$402,100 Land $70,000 Building $332,100	$402,100 Land $70,000 Building $332,100
2022	$4,494.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
City of Buffalo, Minnesota Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 28 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Buffalo serves 16,711 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.