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2303 Old San Jose Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 2303 Old San Jose Rd, Soquel, CA 95073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,222 sqft · built 2002
Lot Size2.28 acres (99,578 sqft)
Owner2 Individual Names on File
Last Sale$1,875,000 (Apr 2021)
Tax Bill$22,816 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN103-191-39

Property Details

APN / Parcel Number

Primary APN103-191-39
Alternative APN
  • 103-191-39-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,222 sqft Living Area
Gross Area2,916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area99,578 sqft
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area694 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address2303 OLD SAN JOSE RD
CitySOQUEL
StateCA
Zip95073-9728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionPROSPECT PARCEL A
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1028
Census Tract122001

Owner

Source: Santa Cruz County records · APN 103-191-39

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2303 OLD SAN JOSE RD, SOQUEL, CA 95073-9728
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Apr 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Deed Document Number202122508
Prior Transfer DateMar 01, 2013
Prior Transfer Doc0000011845
Record UpdatedSep 20, 2026

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 20, 2021
Property Address2303 OLD SAN JOSE RD, SOQUEL, CA 95073-9728
Document Number0000022508
Map ReferenceVOL 49 PG 14
Instrument DateApr 14, 2021
Instrument2021-0022508
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,062.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2303 OLD SAN JOSE RD, SOQUEL, CA 95073-9728

Mortgage

Document Number0000022509
DateApr 20, 2021
Instrument2021-0022509
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2303 OLD SAN JOSE RD, SOQUEL, CA 95073-9728
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012959
DateApr 30, 2018
Instrument2018-0012959
Lender
NameON Q FINANCIAL INC
TypeLending Institution
AddressSCOTTSDALE, AZ 85251
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictMountain Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,070,152 (+2%) Land $1,545,714 Building $524,438
2025$22,816.00 (+6.18%) Homeowner's exemption$2,029,562 (+4.04%) Land $1,515,406 Building $514,156
2023$21,488.00 (+1.31%) Homeowner's exemption$1,950,750 Land $1,456,560 Building $494,190$1,834,920
2022$21,211.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims25 (1982–2023)
Claims Outside the SFHA2 of 25
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Cruzio Internet, Etheric Communications, LLC..

Based on FCC filings for 57 locations within half a mile of this property.

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