2303 Oak St, Flatwoods, KY 41139 Property Records

Greenup County property record for 2303 Oak St, Flatwoods, KY 41139

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,128 sqft · built 1970
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$141,500 (Dec 2023)
Tax Bill$2,282 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Feb 2018 Mortgage
+ 2 more
APN183-10-08-015.00

Property Details

APN / Parcel Number

Primary APN183-10-08-015.00
Alternative APNs
  • 17797
  • 50638

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area4,792 sqft (0.11 acres)
TerrainRolling
Garage TypeMixed
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number50638
Street Address2303 OAK ST
CityFLATWOODS
StateKY
Zip41139-1639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTWOOD 1ST ADD LTS 99 &100
Legal SubdivisionWESTWOOD 1ST ADD
Legal Lot Number99 100
JurisdictionGREENUP KY
Township / Civil DivisionFLATWOODS-RUSSELL
Census Block Group2
Census Block2009
Census Tract40202

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2303 OAK ST, FLATWOODS, KY 41139-1639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
Feb 15, 2018Deed of Trust, Mortgage
FIFTH THIRD BANK
Oct 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Feb 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2023 · Amount on File
Deed SaleDec 21, 2023 · Amount on File
Deed Document Number623285
Deed Book / PageD672 / 695
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENUP KY
Recording DateDec 21, 2023
Property Address2303 OAK ST, FLATWOODS, KY 41139-1639
Document Number0000623285
Book / PageD672 / 695
Map ReferenceMB 57 PG 507
Instrument DateDec 18, 2023
Instrument623285
Transaction TypeTransfer
Record UpdatedJan 10, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$141.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address212 CAROLINE RD, RUSSELL, KY 41169-1010

Transferred To (Grantee/Buyer)

NameVerified Name
Address2303 OAK ST, FLATWOODS, KY 41139-1639

Mortgage

Document Number0000623288
DateDec 21, 2023
Book PageM1058/53
Instrument623288
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address2303 OAK ST, FLATWOODS, KY 41139-1639
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000508018
DateFeb 15, 2018
Book PageM0916/0310
Instrument508018
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount on Record
Term120 Months
DueFeb 1, 2028

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address2303 OAK ST, FLATWOODS, KY 41139-1639
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000530137
DateOct 12, 2018
Book PageM929/698
Instrument530137
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 25, 2048
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address2303 OAK ST, FLATWOODS, KY 41139-1639
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000560798
DateFeb 13, 2020
Book PageM959/582
Instrument560798
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueFeb 1, 2030
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyGreenup County
MunicipalityFlatwoods City
Unified School DistrictRussell Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,282.00 (+156.12%)$141,500 (+151.11%) Land $25,000 Building $116,500$141,500 (+151.11%) Land $25,000 Building $116,500
2023$891.00$56,350 Land $10,000 Building $46,350$56,350 Land $10,000 Building $46,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLATWOODS WATER COMPANY
private · serves 9,649 people · EPA ID KY0450132
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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