2303 Lakeridge Dr, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 2303 Lakeridge Dr, White Bear Lake, MN 55110

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,127 sqft · built 1962
Lot Size0.361 acres (15,725 sqft)
Owner2 Individual Names on File
Tax Bill$4,340 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN24-30-22-33-0012

Property Details

APN / Parcel Number

Primary APN24-30-22-33-0012
Alternative APNs
  • 8056849
  • 74050

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,127 sqft Living Area
1st Floor Area1,127 sqft
Basement Area500 sqft
Finished Basement500 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area15,725 sqft (0.361 acres)
Lot Dimensions185 ft deep x 85 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number74050
Street Address2303 LAKERIDGE DR
CitySAINT PAUL
StateMN
Zip55110-7425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBACCHUS LAKERIDGE LOT 7 BLK 1
Legal Range22
Legal Township30
Legal Section24
Legal SubdivisionBACCHUS LAKERIDGE
Legal Block1
Legal Lot Number7
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group1
Census Block1012
Census Tract40301

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2303 LAKERIDGE DR, SAINT PAUL, MN 55110-7425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2303 LAKERIDGE DR, WHITE BEAR LAKE, MN 55110-7425
Document Number0004771173
Instrument DateAug 1, 2019
Transaction TypeMortgage
Record UpdatedSep 12, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2303 LAKERIDGE DR WHITE BEAR LAKE MN 551107425, WHITE BEAR LAKE, MN 55110-7425

Mortgage

Document Number0004771173
DateAug 28, 2019
Instrument4771173
Lender
NameDITECH FIN'L
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 27, 2034

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$332,100 (+10.77%) Land $91,500 Building $240,600$332,100 (+10.77%) Land $91,500 Building $240,600
2025$4,340.00 (+3.09%)
2023$4,210.00 Homeowner's exemption$299,800 Land $91,500 Building $208,300$299,800 Land $91,500 Building $208,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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