2303 Gateroyal Dr, Saint Louis, MO 63131 Property Records

St. Louis County property record for 2303 Gateroyal Dr, Saint Louis, MO 63131

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,674 sqft · built 1977
Lot Size	0.359 acres (15,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2020)
Tax Bill	$4,274 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23P-64-0073`

Property Details

APN / Parcel Number

Primary APN	`23P-64-0073`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,674 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	1,260 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,625 sqft (0.359 acres)
Lot Depth	125 ft Depth
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	261 sqft
Patio Area	311 sqft
Poultry House	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2303 GATEROYAL DR
City	SAINT LOUIS
State	MO
Zip	63131-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17D
Legal Description	ROYAL ACRES PLAT 6 LOT 627 22O110262 7 12 74
Legal Subdivision	ROYAL ACRES PLAT 6
Legal Block	2
Legal Lot Number	627
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1017
Census Tract	218012

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2303 GATEROYAL DR, SAINT LOUIS, MO 63131-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Jul 10, 2020	Grant Deed, Transfer BANK OF AMERICA
Aug 12, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	2020549
Deed Book / Page	24126 / 3785
Last Transfer Date	Jun 26, 2024
Transfer Doc	0000000244
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2303 GATEROYAL DR, SAINT LOUIS, MO 63131-1928
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 GATEROYAL DR, SAINT LOUIS, MO 63131-1928
Investor	Possibly a Property Investor

Mortgage

Document Number	2023020900254
Date	Feb 9, 2023
Instrument	2023020900254

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 10, 2020
Property Address	2303 GATEROYAL DR, SAINT LOUIS, MO 63131-1928
Document Number	0241263785
Book / Page	024126 / 003785
Instrument Date	Jun 3, 2020
Instrument	549
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2303 GATEROYAL DR ST LOUIS MO 631311928, ST LOUIS, MO 63131-1928

Mortgage

Document Number	241263788
Date	Jul 10, 2020
Book Page	024126/003788
Instrument	550

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2303 GATEROYAL DR, SAINT LOUIS, MO 63131-1928
Document Number	0226602663
Book / Page	022660 / 002663
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2303 GATEROYAL DR ST LOUIS MO 631311928, ST LOUIS, MO 63131-1928

Mortgage

Document Number	0226602663
Date	Aug 21, 2017
Book Page	022660/002663
Instrument	470

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Des Peres City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,090 (-) Land $49,290 Building $30,800	$421,500 (-) Land $259,400 Building $162,100
2025	$4,274.00 (+2.96%)	$80,090 (+8.52%) Land $49,290 Building $30,800	$421,500 (+8.52%) Land $259,400 Building $162,100
2024	$4,151.00 (+1.47%)
2023	$4,091.00 (+3%)	$73,800 (+12.55%) Land $27,610 Building $46,190	$388,400 (+12.55%) Land $145,300 Building $243,100
2022	$3,972.00	$65,570 Land $27,610 Building $37,960
2021			$345,100 Land $145,300 Building $199,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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