2303 E 4th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 2303 E 4th St, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,050 sqft · built 1950
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Dec 2024)
Tax Bill$4,466 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN72-25-23-128-005

Property Details

APN / Parcel Number

Primary APN72-25-23-128-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area828 sqft
Basement Area828 sqft
Finished Basement824 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area62 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2303 E 4TH ST
CityROYAL OAK
StateMI
Zip48067-3925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 23 HOME GARDENS SUB NO 1 LOTS 642 & 643, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section23
Legal SubdivisionHOME GARDENS SUB
Legal Lot Number642-643
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group1
Census Block1015
Census Tract184300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2303 E 4TH ST, ROYAL OAK, MI 48067-3925
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2024Warranty Deed, Transfer · Conventional Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Jun 28, 2019Warranty Deed, Transfer · Conventional with PMI
LAKE MI CU
Oct 17, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2024 · Amount on Record
Deed SaleDec 2, 2024 · Amount on Record
Prior SaleJun 28, 2019 · Amount on Record
Deed Document Number2024135950
Deed Book / Page59841 / 648
Record UpdatedSep 20, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 2, 2024
Property Address2303 E 4TH ST, ROYAL OAK, MI 48067-3925
Document Number0000135950
Book / Page59841 / 648
Map ReferenceLB 34 PG 30
Instrument DateNov 22, 2024
Instrument135950
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyEMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,437.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2303 E 4TH ST, ROYAL OAK, MI 48067-3925

Transferred To (Grantee/Buyer)

NameVerified Name
Address2303 E 4TH ST, ROYAL OAK, MI 48067-3925

Mortgage

Document Number0059847213
DateDec 2, 2024
Instrument59847/213
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2054

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 28, 2019
Property Address2303 E 4TH ST, ROYAL OAK, MI 48067-3925
Document Number0000103412
Book / Page052975 / 000017
Instrument DateJun 7, 2019
Instrument103412
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanyEMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,451.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address26192 INTERNATIONAL DR SOUTH LYON MI 481788639, SOUTH LYON, MI 48178-8639

Mortgage

Document Number96625
DateJun 28, 2019
Book Page052936/000123
Instrument96625
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 27, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 17, 2018
Property Address2303 E 4TH ST, ROYAL OAK, MI 48067-3925
Document Number0000170527
Book / Page052278 / 000254
Instrument DateOct 8, 2018
Instrument170527
Transaction TypeTransfer
Record UpdatedNov 13, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$1,333.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2303 E 4TH ST ROYAL OAK MI 480673925, ROYAL OAK, MI 48067-3925

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,466.00 (-9.02%) Homeowner's exemption$153,030$306,060
2024$4,909.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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