2303 Balltown Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2303 Balltown Rd, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,073 sqft · built 1955
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on File
Last Sale$240,000 (May 2026)
Tax Bill$7,837 (2026)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422400 40.6-4-66

Property Details

APN / Parcel Number

Primary APN422400 40.6-4-66
Alternative APN
  • 240004000600040660000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,073 sqft Living Area
1st Floor Area1,073 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions175 ft deep x 75 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area140 sqft
Shed1 Shed
Shed Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2303 BALLTOWN RD
CitySCHENECTADY
StateNY
Zip12309-2322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block4
Legal Lot Number66.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group1
Census Block1000
Census Tract32000

Owner

2303 Balltown Rd is owned by a company that bought it in May 2026.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address20 S CHURCH ST, SCHENECTADY, NY 12305-1763
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
NORTHWAY TITLE
May 20, 2026Deed, Transfer · Conventional Mortgage
NORTHWAY TITLE
Feb 1, 2023Deed, Transfer · Conventional Mortgage
BROADVIEW FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2026 · Amount on File
Deed SaleMay 20, 2026 · Amount on File
Prior SaleFeb 1, 2023 · Amount on File
Deed Document Number202611737
Deed Book / Page2172 / 623
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateMay 20, 2026
Property Address2303 BALLTOWN RD, SCHENECTADY, NY 12309-2322
Document Number0000011738
Instrument DateMay 1, 2026
Instrument202611738
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNORTHWAY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 S CHURCH ST, SCHENECTADY, NY 12305-1763

Mortgage

Document Number0000011738,
DateMay 20, 2026
Instrument202611738
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.46%
Max Rate-1%

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMay 20, 2026
Property Address2303 BALLTOWN RD, SCHENECTADY, NY 12309-2322
Document Number0000011737
Book / Page2172 / 623
Instrument DateMay 1, 2026
Instrument202611737
Transaction TypeTransfer
Record UpdatedJun 4, 2026
Title CompanyNORTHWAY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$96,960.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 S CHURCH ST, SCHENECTADY, NY 12305-1763

Mortgage

Document Number0000011738,
DateMay 20, 2026
Instrument202611738
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate6.37%
Max Rate-1%

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateFeb 1, 2023
Property Address2303 BALLTOWN RD, SCHENECTADY, NY 12309-2322
Document Number0000005852
Book / Page2101 / 830
Instrument DateDec 6, 2022
Instrument202305852
Transaction TypeTransfer
Record UpdatedFeb 16, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 WEALTHY LN, BURNT HILLS, NY 12027-9782

Transferred To (Grantee/Buyer)

NameVerified Name
Address2303 BALLTOWN RD, SCHENECTADY, NY 12309-2322

Mortgage

Document Number0000005853
DateFeb 1, 2023
Instrument202305853
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJan 1, 2033
Change FrequencyQuarterly
Min Rate At Change2.75%
Max Rate At Change10.7%
IndexOther
Max Rate10.7%

Tax Assessment & Valuation

The 2026 property tax bill for 2303 Balltown Rd was $7,837, up 1.5% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,837.00 (+1.5%)
2025$7,721.00$173,000 Land $43,600 Building $129,400$256,300 Land $64,594 Building $191,706
2023$173,000 Land $43,600 Building $129,400$219,000 Land $55,193 Building $163,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2303 Balltown Rd in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims40 (2005–2011)
Claims Outside the SFHA40 of 40
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2303 Balltown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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