2303 40th Ave, Whittemore, IA 50598 Property Records

Kossuth County property record for 2303 40th Ave, Whittemore, IA 50598

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,040 sqft · built 2023
Lot Size	4.54 acres (179,903 sqft)
Owner	Individual Name on File
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2019 Refinance + 8 more
Flood Zone	Zone X (minimal risk)
APN	`17-28-400-011`

Property Details

APN / Parcel Number

Primary APN	`17-28-400-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
Basement Area	2,040 sqft
Unfinished Basement	2,040 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	179,903 sqft (4.54 acres)
Garage Type	Attached
Garage Area	1,121 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Granary	2,384 sqft
Utility Building	720 sqft
Pole Barn	1,456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2303 40TH AVE
City	WHITTEMORE
State	IA
Zip	50598-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 360' OF E 550' OF N1/2 N1/2 SE1/4
Legal Range	30W
Legal Township	96N
Legal Section	28
Jurisdiction	KOSSUTH IA
Township / Civil Division	LOTTS CREEK
Census Block Group	2
Census Block	2079
Census Tract	950600

Owner

2303 40th Ave is owned and occupied by an individual who acquired it in January 2026.

Source: Kossuth County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage NORTHWEST BANK FOR SAVINGS
Sep 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
May 18, 2023	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK
Aug 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jun 10, 2014	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Sep 25, 2012	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Apr 14, 2006	Deed of Trust, Mortgage NORTHWEST FSB
Sep 13, 2010	Deed of Trust, Mortgage NORTHWEST BANK
Jan 20, 2026	Intrafamily Transfer, Transfer
Apr 8, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 19, 2026
Transfer Doc	002026/155
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002823
Date	Sep 18, 2018
Book Page	0000002018/0000002823

Lender

Name	NORTHWEST BANK FOR SAVINGS

Agreement

Amount	Amount on Record
Term	112 Months
Due	Jan 1, 2028

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/2834
Date	Sep 18, 2019
Book Page	2019/2834
Instrument	2834

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2029

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1238
Date	May 18, 2023
Book Page	2023/1238
Instrument	2023 1238

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059

Mortgage

Document Number	02024/1871
Date	Aug 21, 2024
Book Page	2024/1871
Instrument	2024 1871

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02014/1678
Date	Jun 10, 2014
Book Page	2014/1678
Instrument	2014 1678

Lender

Name	NORTHWEST BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 15, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02012/3233
Date	Sep 25, 2012
Book Page	2012/3233
Instrument	2012 3233

Lender

Name	NORTHWEST BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Oct 15, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02006/1274
Date	Apr 14, 2006
Book Page	2006/1274
Instrument	2006 1274

Lender

Name	NORTHWEST FSB
Type	Bank
Address	ALGONA, IA 50511

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2016

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/2780
Date	Sep 13, 2010
Book Page	2010/2780
Instrument	2010 2780

Lender

Name	NORTHWEST BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 15, 2015

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Jan 20, 2026
Property Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Document Number	002026/155
Book / Page	2026 / 155
Instrument Date	Jan 19, 2026
Instrument	2026 0155
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Apr 8, 2015
Property Address	2303 40TH AVE, WHITTEMORE, IA 50598-7059
Document Number	02015/0946
Book / Page	2015 / 0946
Instrument Date	Apr 7, 2015
Instrument	2015 0946
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2303-40TH AVE, WHITTEMORE, IA 50598-7059

Tax Assessment & Valuation

The 2025 property tax bill for 2303 40th Ave was $2,940 with a homeowner's exemption, down 1.1% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Unified School District	North Union Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00 (-1.14%) Homeowner's exemption	$338,018 Land $53,900 Building $284,118
2024	$2,974.00
2023		$113,398 Land $46,520 Building $66,878	$113,398 Land $46,520 Building $66,878
2021	$780.00		$338,018 Land $53,900 Building $284,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2303 40th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2303 40th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fixed Wireless	300 / 50
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 40th Ave

Nearby Streets

All Whittemore, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures