23020 Olmstead St, Dearborn, MI 48124 Property Records

Wayne County property record for 23020 Olmstead St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1954
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Jan 2017)
Tax Bill	$3,691 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-214-23-018`

Property Details

APN / Parcel Number

Primary APN	`82-09-214-23-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	131 ft deep x 36 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	23020 OLMSTEAD ST
City	DEARBORN
State	MI
Zip	48124-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 28 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF DEARBORN LAWNS SUB
Legal Subdivision	DEARBORN LAWNS
Legal Lot Number	28
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2013
Census Tract	575000

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23020 OLMSTEAD ST, DEARBORN, MI 48124-2651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Jan 24, 2017	Warranty Deed, Transfer LEADING EDGE TITLE
Dec 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on Record
Deed Sale	Jan 24, 2017 · Amount on Record
Deed Document Number	201725599
Deed Book / Page	53483 / 208
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jul 21, 2026
Property Address	23020 OLMSTEAD ST, DEARBORN, MI 48124-2651
Document Number	0000215216
Book / Page	60372 / 484
Instrument Date	Jun 12, 2026
Instrument	2026215216
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23020 OLMSTEAD ST, DEARBORN, MI 48124-2651

Mortgage

Document Number	0000215216,
Date	Jul 21, 2026
Book Page	60372/484
Instrument	2026215216

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23020 OLMSTEAD ST, DEARBORN, MI 48124-2651
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0537180181
Date	May 10, 2017
Book Page	53718/0181
Instrument	2017196846

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 24, 2017
Property Address	23020 OLMSTEAD ST, DEARBORN, MI 48124-2651
Document Number	0534830208
Book / Page	053483 / 000208
Instrument Date	Dec 9, 2016
Instrument	25599
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	LEADING EDGE TITLE

Transaction

Amount	Amount Recorded
Amount Accuracy	Confirmed
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 POLK ST DEARBORN MI 481243835, DEARBORN, MI 48124-3835

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23020 OLMSTEAD ST, DEARBORN, MI 48124-2651
Document Number	0534910180
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23020 OLMSTEAD ST DEARBORN MI 481242651, DEARBORN, MI 48124-2651

Mortgage

Document Number	0534910180
Date	Jan 26, 2017
Book Page	053491/000180
Instrument	29939

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	5830 HARTFORD WAY, BRIGHTON, MI 48116-7809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,900 (+68.4%)	$271,800 (+68.4%)
2025	$3,691.00 (-0.24%)
2023		$80,700	$161,400
2019	$3,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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