Spokane County property record for 23020 N Dunn Rd, Chattaroy, WA 99003
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,700 sqft · built 2004 |
| Lot Size | 5.63 acres (245,678 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jul 2024) |
| Tax Bill | $5,102 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 47053.9025 |
| Primary APN | 47053.9025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,700 sqft Living Area |
| 1st Floor Area | 2,700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 245,678 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 1,160 sqft |
|---|---|
| Patio Area | 544 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Canopy | 914 sqft |
| Utility Building | 1,440 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 23020 N DUNN RD |
|---|---|
| City | CHATTAROY |
| State | WA |
| Zip | 99003-8574 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RT |
| Legal Description | 05-27-44 N396.91FT OF W1/2 OF NW1/4 OF SW1/4 |
| Legal Range | 44 |
| Legal Township | 27 |
| Legal Section | 05 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | COLBERT |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10201 |
23020 N Dunn Rd, a mobile home, is owned and occupied by two individuals who bought it in July 2024.
Source: Spokane County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23020 N DUNN RD, CHATTAROY, WA 99003-8574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HARBORSTONE CU |
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit WASHINGTON FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on File |
| Deed Sale | Jul 2, 2024 · Amount on File |
| Prior Sale | Jun 29, 2012 · Amount on File |
| Deed Document Number | 20247358592 |
| Prior Transfer Date | Jul 3, 1997 |
| Prior Transfer Doc | 0004121180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 23020 N DUNN RD, CHATTAROY, WA 99003-8574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | CW TITLE |
| Name | Verified Name |
|---|---|
| Address | 23020 N DUNN RD, CHATTAROY, WA 99003-8574 |
| Investor | Possibly a Property Investor |
| Document Number | 0007465999 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 7465999 |
| Name | HARBORSTONE CU |
|---|---|
| Type | Credit Union |
| Address | MOUNT VERNON, WA 98273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 23020 N DUNN RD, CHATTAROY, WA 99003-8574 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007217684 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 7217684 |
| Name | WASHINGTON FEDERAL BANK |
|---|---|
| Address | SEATTLE, WA 98101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 23020 N Dunn Rd was $5,102, up 17% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Mead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,102.00 (+16.99%) | $499,240 (-1.01%) Land $91,440 Building $407,800 | $499,240 (-1.01%) Land $91,440 Building $407,800 |
| 2025 | $4,361.00 | $504,340 (+23%) Land $91,440 Building $412,900 | $504,340 (+23%) Land $91,440 Building $412,900 |
| 2024 | $410,040 (+19.84%) Land $139,040 Building $271,000 | $410,040 (+19.84%) Land $139,040 Building $271,000 | |
| 2023 | $3,735.00 (-0.45%) | $342,150 Land $77,450 Building $264,700 | $342,150 Land $77,450 Building $264,700 |
| 2022 | $3,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23020 N Dunn Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23020 N Dunn Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 67% of Washington |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| Ziply Fiber Fixed Wireless | 50 / 10 |
May also be available: CenturyLink.
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