23020 46th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 23020 46th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,808 sqft · built 1968
Lot Size	0.924 acres (40,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,500 (Oct 2001)
Tax Bill	$5,039 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031813-2-035`

Property Details

APN / Parcel Number

Primary APN	`031813-2-035`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Basement Area	1,524 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	40,236 sqft (0.924 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	408 sqft
Patio Area	288 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	23020 46TH AVE E
City	SPANAWAY
State	WA
Zip	98387-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SECTION 13 TOWNSHIP 18 RANGE 03 QUARTER 24 : BEG AT SE COR OF N 1/2 OF SE OF SE OF NW TH N ALG E LI OF SD SUBD 121 FT M/L TO INTER A LI WHICH IS PAR WITH & 208.71 FT S OF N LI OF SD SUBD TH W ALG SD LI 343 FT TH S PAR WITH E LI OF SD SUBD 121 FT M/L
Legal Range	03
Legal Township	18
Legal Section	13
Legal Lot Number	I
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4016
Census Tract	73114

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23020 46TH AVE E, SPANAWAY, WA 98387-6110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2001 · Amount on Record
Deed Sale	Oct 31, 2001 · Amount on Record
Prior Sale	May 20, 1996 · Amount on Record
Deed Document Number	2001401
Prior Transfer Date	May 10, 1998
Prior Transfer Doc	0000001120
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	23020 46TH AVE E, SPANAWAY, WA 98387-6110
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0009090681
Date	Sep 9, 2021
Instrument	202109090681

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	23020 46TH AVE E, SPANAWAY, WA 98387-6110
Document Number	2101050457
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23020 46TH AVE E SPANAWAY WA 983876110, SPANAWAY, WA 98387-6110

Mortgage

Document Number	2101050457
Date	Jan 5, 2021
Instrument	202101050457

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	23020 46TH AVE E, SPANAWAY, WA 98387-6110
Document Number	1912050173
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23020 46TH AVE E SPANAWAY WA 983876110, SPANAWAY, WA 98387-6110

Mortgage

Document Number	1912050173
Date	Dec 5, 2019
Instrument	201912050173

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 4, 2046

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	23020 46TH AVE E, SPANAWAY, WA 98387-6110
Document Number	1711290215
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23020 46TH AVE E SPANAWAY WA 983876110, SPANAWAY, WA 98387-6110

Mortgage

Document Number	1711290215
Date	Nov 29, 2017
Instrument	201711290215

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,000 (+8.2%) Land $210,300 Building $284,700	$495,000 (+8.2%) Land $210,300 Building $284,700
2025	$5,039.00 (+4.35%)
2024	$4,829.00 (-6.03%)	$457,500 (+2.14%) Land $186,800 Building $270,700	$457,500 (+2.14%) Land $186,800 Building $270,700
2023	$5,139.00	$447,900 Land $195,400 Building $252,500	$447,900 Land $195,400 Building $252,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

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