2302 Wakefield Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2302 Wakefield Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,586 sqft · built 1963
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Apr 2026)
Tax Bill	$4,347 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062A1-02-0B-00900`

Property Details

APN / Parcel Number

Primary APN	`062A1-02-0B-00900`
Alternative APN	`26256`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,586 sqft Finished Area
Basement Area	1,196 sqft
Finished Basement	598 sqft
Unfinished Basement	598 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Proximity to Airport
Garage Type	Detached
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Deck Area	561 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	2302 WAKEFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	WAKEFIELD BLK B LOT 9
Legal Subdivision	WAKEFIELD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1004
Census Tract	10603

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2302 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed, Transfer · Conventional Mortgage BANK OF THE JAMES
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Jun 17, 2020	Grant Deed, Transfer · Conventional with PMI TRUIST BK
Jun 14, 2017	Grant Deed, Transfer · FHA Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	20263906
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 27, 2026
Property Address	2302 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1842
Document Number	0000003906
Instrument Date	Apr 24, 2026
Instrument	2026.3906
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,610.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1842

Mortgage

Document Number	0000003907,
Date	Apr 27, 2026
Instrument	2026..3907

Lender

Name	BANK OF THE JAMES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 13, 2026
Property Address	2302 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1842
Document Number	0000003347
Instrument Date	Mar 20, 2026
Instrument	20263347
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2302 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1842
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003347,
Date	Apr 13, 2026
Instrument	20263347

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate	6.01%
Max Rate	-1%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 17, 2020
Property Address	2302 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1842
Document Number	0000007340
Book / Page	005335 / 000247
Instrument Date	Jun 11, 2020
Instrument	7340
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2302 WAKEFIELD RD CHARLOTTESVILLE VA 229011842, CHARLOTTESVILLE, VA 22901-1842

Mortgage

Document Number	7341
Date	Jun 17, 2020
Book Page	005335/000250
Instrument	7341

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 14, 2017
Property Address	2302 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1842
Document Number	0000006676
Book / Page	004921 / 000556
Instrument Date	Jun 5, 2017
Instrument	6676
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2302 WAKEFIELD RD CHARLOTTESVILLE VA 229011842, CHARLOTTESVILLE, VA 22901-1842

Mortgage

Document Number	6677
Date	Jun 14, 2017
Book Page	004921/000559
Instrument	6677

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,347.00 (+2.26%)	$486,200 (+2.23%) Land $115,000 Building $371,200	$486,200 (+2.23%) Land $115,000 Building $371,200
2025	$4,251.00 (+12.02%)	$475,600 (+7.02%) Land $115,000 Building $360,600	$475,600 (+7.02%) Land $115,000 Building $360,600
2023	$3,795.00	$444,400 Land $102,900 Building $341,500	$444,400 Land $102,900 Building $341,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting.

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