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2302 Summit Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2302 Summit Rd, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,026 sqft · built 1954
Lot Size0.569 acres (24,803 sqft)
Owner2 Individual Names on File
Last Sale$272,000 (Dec 2025)
Tax Bill$2,405 (2026)
Deeds & MortgagesFeb 2026 Construction Loan
Dec 2025 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN060A0-07-0C-003A0

Property Details

APN / Parcel Number

Primary APN060A0-07-0C-003A0
Alternative APN
  • 21188

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,026 sqft Finished Area
Basement Area1,026 sqft
Unfinished Basement1,004 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood
Lot Area24,803 sqft (0.569 acres)
View / LotProximity to Airport
PorchSlab
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerConnected

Location & Zoning

Street Address2302 SUMMIT RD
CityCHARLOTTESVILLE
StateVA
Zip22901-2626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKNOLLWOOD 1 C 3A
Legal SubdivisionKNOLLWOOD
JurisdictionALBEMARLE VA
Township / Civil DivisionJACK JOUETT
Census Block Group2
Census Block2003
Census Tract10801

Owner

Source: Albemarle County records · APN 060A0-07-0C-003A0

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2302 SUMMIT RD, CHARLOTTESVILLE, VA 22901-2626
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Construction Mortgage
C&F MORTGAGE CORP
Dec 01, 2025Deed, Transfer · Line of Credit
C&F MORTGAGE CORP
Aug 16, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2025 · Amount on Record
Deed SaleDec 01, 2025 · Amount on Record
Deed Document Number202511309
Prior Transfer DateJul 26, 2022
Prior Transfer Doc0000009924
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2302 SUMMIT RD, CHARLOTTESVILLE, VA 22901-2626
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1451 N DELPHINE AVE, WAYNESBORO, VA 22980-1907

Mortgage

Document Number202600001423
DateFeb 18, 2026
Instrument202600001423
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term94 Months
DueDec 01, 2033

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateDec 01, 2025
Property Address2302 SUMMIT RD, CHARLOTTESVILLE, VA 22901-2626
Document Number202500011309
Map ReferenceMB 272 PG 8
Instrument DateNov 04, 2025
Instrument202500011309
Transaction TypeTransfer
Record UpdatedDec 30, 2025
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$349.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1451 NORTH PELPHINE AVE, WAYNESBORO, VA 22980

Mortgage

Document Number202500011310
DateDec 01, 2025
Instrument202500011310
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term96 Months
DueDec 01, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionALBEMARLE VA
Recording DateAug 16, 2022
Property Address2302 SUMMIT RD, CHARLOTTESVILLE, VA 22901-2626
Document Number202200009924
Instrument DateJul 26, 2022
Instrument202200009924
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10113 MOSBY WOODS DR, FAIRFAX, VA 22030-1719

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,405.00 (-22.89%)$269,000 (-22.9%) Land $148,500 Building $120,500$269,000 (-22.9%) Land $148,500 Building $120,500
2025$3,119.00 (+8.56%)$348,900 (+3.68%) Land $133,700 Building $215,200$348,900 (+3.68%) Land $133,700 Building $215,200
2023$2,873.00$336,500 Land $118,800 Building $217,700$336,500 Land $118,800 Building $217,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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