2302 Spruce St, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 2302 Spruce St, Ewing, NJ 08638

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 1960
Lot Size	0.261 acres (11,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (May 2017)
Tax Bill	$8,702 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00098-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`02-00098-0000-00011`
Alternative APNs	`020009800011` `03830363`

Interior

Building Area	1,616 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Concrete
Construction Type	Frame
Lot Area	11,347 sqft (0.261 acres)
Lot Dimensions	155 ft deep x 72.9 ft wide

Location & Zoning

Account Number	03830363
Street Address	2302 SPRUCE ST EXT
City	TRENTON
State	NJ
Zip	08638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	SPRUCE GARDENS SEC 01
Legal Block	98
Legal Lot Number	11
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	2
Census Block	2002
Census Tract	3500

Owner

Source: Mercer County and Ewing Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2302 SPRUCE ST, TRENTON, NJ 08638-4616
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Quit Claim Deed, Transfer EMBRACE HM LOANS
May 4, 2017	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	Aug 5, 2009 · Amount on Record
Deed Document Number	201720681
Deed Book / Page	6284 / 11
Last Transfer Date	Dec 5, 2019
Transfer Doc	0000054713
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCER NJ
Recording Date	Dec 18, 2019
Property Address	2302 SPRUCE ST, EWING, NJ 08638-4616
Document Number	0000054713
Book / Page	006391 / 000089
Instrument Date	Dec 5, 2019
Instrument	54713
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 LAMBERTON ST TRENTON NJ 086112911, TRENTON, NJ 08611-2911

Mortgage

Document Number	54714
Date	Dec 18, 2019
Book Page	011455/000318
Instrument	54714

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	May 4, 2017
Property Address	2302 SPRUCE ST, EWING, NJ 08638-4616
Document Number	0000020681
Book / Page	006284 / 000011
Instrument Date	Apr 28, 2017
Instrument	20681
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 SPRUCE ST EWING NJ 086384616, EWING, NJ 08638-4616

Mortgage

Document Number	20682
Date	May 4, 2017
Book Page	011271/001720
Instrument	20682

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,800 (-) Land $54,500 Building $160,300	$214,800 (-) Land $54,500 Building $160,300
2025	$8,702.00 (+3.01%)	$214,800 (-) Land $54,500 Building $160,300	$214,800 (-) Land $54,500 Building $160,300
2024	$8,448.00 (+9.35%)
2023		$214,800 Land $54,500 Building $160,300	$214,800 Land $54,500 Building $160,300
2022	$7,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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