2302 Shoal Rd, Crouse, NC 28033 Property Records

Lincoln County property record for 2302 Shoal Rd, Crouse, NC 28033

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,550 sqft · built 1983
Lot Size	0.943 acres (41,077 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Apr 2013)
Tax Bill	$1,451 (2026)
Deeds & Mortgages	Nov 2022 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2692-82-5088`

Property Details

APN / Parcel Number

Primary APN	`2692-82-5088`
Alternative APNs	`269200825088` `242340` `13802`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	41,077 sqft (0.943 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Shed	1 Shed
Shed Area	400 sqft
Storage Building	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	242340
Street Address	2302 SHOAL RD
City	CROUSE
State	NC
Zip	28033-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	HOUSE RD 1002
Legal Subdivision	GENE ROSS
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1024
Census Tract	70500

Owner

2302 Shoal Rd is owned and occupied by an individual who bought it in April 2013.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2302 SHOAL RD, CROUSE, NC 28033-9744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 24, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2013 · Amount on File
Deed Sale	Apr 18, 2013 · Amount on File
Deed Document Number	2013506273
Deed Book / Page	2388 / 770
Prior Transfer Date	May 19, 2009
Prior Transfer Doc	0000005981
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2302 SHOAL RD, CROUSE, NC 28033-9744
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003213714
Date	Nov 28, 2022
Book Page	3213/714
Instrument	660795

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2302 SHOAL RD, CROUSE, NC 28033-9744
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3051183
Date	Jun 14, 2021
Book Page	3051/183
Instrument	633039

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2302 SHOAL RD, CROUSE, NC 28033-9744
Document Number	2790852
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 SHOAL RD CROUSE NC 280339744, CROUSE, NC 28033-9744

Mortgage

Document Number	2790852
Date	Jan 8, 2019
Book Page	002790/000852
Instrument	587433

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2302 Shoal Rd was $1,451.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,451.00	$206,337 Land $30,737 Building $175,600	$206,337 Land $30,737 Building $175,600
2023	$1,327.00	$206,337 Land $30,737 Building $175,600	$206,337 Land $30,737 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2302 Shoal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2302 Shoal Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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