2302 Saratoga St, Oceanside, CA 92054 Property Records

San Diego County property record for 2302 Saratoga St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,066 sqft · built 1963
Lot Size	0.45 acres (19,600 sqft)
Owner	Company Name on File
Tax Bill	$616 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-320-40-00`

Property Details

APN / Parcel Number

Primary APN	`148-320-40-00`
Alternative APN	`1483301300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,066 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	19,600 sqft (0.45 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1483301300
Street Address	2302 SARATOGA ST
City	OCEANSIDE
State	CA
Zip	92054-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 13 TR 005040
Legal Subdivision	RODGERS-EVANS SUB
Legal Tract	005040
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18509

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2302 SARATOGA ST, OCEANSIDE, CA 92054-3542
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 11, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Jul 28, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jul 28, 2020	Quit Claim Deed, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 8, 2021
Transfer Doc	0000187776
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2021
Property Address	2302 SARATOGA ST, OCEANSIDE, CA 92054-3542
Document Number	0000187774
Map Reference	MAP 5040
Instrument Date	Jan 8, 2021
Instrument	2021-0187774
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 SARATOGA ST, OCEANSIDE, CA 92054-3542

Mortgage

Document Number	0000187775
Date	Mar 11, 2021
Instrument	2021-0187775

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Feb 1, 2048

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2021
Property Address	2302 SARATOGA ST, OCEANSIDE, CA 92054-3542
Document Number	0000187776
Map Reference	MAP 5040
Instrument Date	Jan 8, 2021
Instrument	2021-0187776
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2302 SARATOGA ST, OCEANSIDE, CA 92054-3542

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2020
Property Address	2302 SARATOGA ST, OCEANSIDE, CA 92054-3542
Document Number	0000409380
Instrument Date	Jun 23, 2020
Instrument	409380
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2302 SARATOGA ST OCEANSIDE CA 920543542, OCEANSIDE, CA 92054-3542

Mortgage

Document Number	409381
Date	Jul 28, 2020
Instrument	409381

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2020
Property Address	2302 SARATOGA ST, OCEANSIDE, CA 92054-3542
Document Number	0000409382
Instrument Date	Jun 23, 2020
Instrument	409382
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2302 SARATOGA ST OCEANSIDE CA 920543542, OCEANSIDE, CA 92054-3542

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$58,604 (+2%) Land $21,405 Building $37,199
2025	$616.00 (+5.84%) Homeowner's exemption	$57,456 (+4.04%) Land $20,986 Building $36,470
2023	$582.00 (+1.75%) Homeowner's exemption	$55,226 Land $20,172 Building $35,054
2022	$572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1998)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Saratoga St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures