2302 Sandy Creek Dr, Algonquin, IL 60102 Property Records

Kane County property record for 2302 Sandy Creek Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,067 sqft · built 2002
Owner	2 Individual Names on File
Last Sale	$395,000 (Aug 2025)
Tax Bill	$7,614 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-08-102-055`

Property Details

APN / Parcel Number

Primary APN	`03-08-102-055`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,067 sqft Living Area
Gross Area	3,321 sqft
1st Floor Area	1,212 sqft
Basement Area	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Well

Location & Zoning

Street Address	2302 SANDY CREEK DR
City	ALGONQUIN
State	IL
Zip	60102-6652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY SOUTH TOWNES - UNIT 27-5 BLDG 27 RANGE CODE: 8 EAST TOWNSHIP 42 NORHT
Legal Subdivision	WILLOUGHBY SOUTH TOWNES
Legal Block	4
Legal Unit	27-5
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4003
Census Tract	850105

Owner

2302 Sandy Creek Dr is owned by two individuals who bought it in August 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1010 HILARY LN, CARY, IL 60013-1792
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on File
Deed Sale	Aug 27, 2025 · Amount on File
Prior Sale	Jun 12, 2023 · Amount on File
Deed Document Number	202532629
Prior Transfer Date	Nov 27, 2007
Prior Transfer Doc	0000021654
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 12, 2023
Property Address	2302 SANDY CREEK DR, ALGONQUIN, IL 60102-6652
Document Number	0000018987
Map Reference	DOC 1999K057727
Instrument Date	Apr 10, 2023
Instrument	2023K018987
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 CASA FUERTA LN, SAINT AUGUSTINE, FL 32080-7107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 SANDY CREEK DR, ALGONQUIN, IL 60102-6652

Mortgage

Document Number	0000018988
Date	Jun 12, 2023
Instrument	2023K018988

Lender

Name	ONE REPUBLIC INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2302 Sandy Creek Dr was $7,614.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,614.00	$113,182 (+9.42%) Land $9,160 Building $104,022	$339,682 (+9.42%) Land $27,491 Building $312,191
2024		$103,438 Land $8,371 Building $95,067	$310,438 Land $25,123 Building $285,315
2022	$6,706.00 (+2.81%)	$81,406 (+5.91%) Land $7,532 Building $73,874	$244,218 (+5.91%) Land $22,596 Building $221,622
2021	$6,523.00	$76,864 Land $7,112 Building $69,752	$230,592 Land $21,336 Building $209,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2302 Sandy Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2302 Sandy Creek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20