Bay County property record for 2302 Oak Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,539 sqft |
| Lot Size | 0.256 acres (11,188 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,900 (Mar 1996) |
| Tax Bill | $2,409 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-M10-000-009-00 |
| Primary APN | 040-M10-000-009-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| 1st Floor Area | 1,539 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 11,188 sqft (0.256 acres) |
| Lot Width | 75 ft Width |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2302 OAK RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 9 & S 1/2 OF LOT 10 MYERS BEACH, L4/P42 BCR |
| Legal Subdivision | MYERS BEACH SUB |
| Legal Lot Number | 9-10 |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 286200 |
2302 Oak Rd is owned and occupied by two individuals who acquired it in November 2025.
Source: Bay County records, as of May 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2302 OAK RD, PINCONNING, MI 48650-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 1996 · Amount on File |
| Deed Sale | Mar 15, 1996 · Amount on File |
| Prior Sale | Nov 29, 1989 · Amount on File |
| Deed Book / Page | 1397 / 530 |
| Last Transfer Date | Nov 17, 2025 |
| Transfer Doc | 0000014565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Nov 21, 2025 |
| Property Address | 2302 OAK RD, PINCONNING, MI 48650-9747 |
| Document Number | 0000014565 |
| Map Reference | LB 4 PG 42 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 202514565 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2302 OAK RD, PINCONNING, MI 48650-9747 |
The 2026 property tax bill for 2302 Oak Rd was $2,409 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,409.00 Homeowner's exemption | $186,700 (+17.13%) | $373,400 (+17.13%) |
| 2025 | $159,400 | $318,800 | |
| 2024 | $2,339.00 | ||
| 2023 | $108,200 | $216,400 | |
| 2022 | $2,109.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2302 Oak Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 16 (1983–2020) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2302 Oak Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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