2302 Floyd Ave, Richmond, VA 23220 Property Records

Richmond City property record for 2302 Floyd Ave, Richmond, VA 23220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,310 sqft · built 1905
Lot Size0.107 acres (4,661 sqft)
Owner2 Individual Names on File
Last Sale$597,000 (May 2020)
Tax Bill$9,792 (2026)
Deeds & MortgagesApr 2021 Refinance
Apr 2021 Refinance
+ 3 more
APNW-000-1039-018

Property Details

APN / Parcel Number

Primary APNW-000-1039-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,310 sqft Living Area
1st Floor Area1,088 sqft
Basement Area1,088 sqft
Unfinished Basement1,088 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1970
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions125 ft deep x 37 ft wide
PorchSlab
Porch Area395 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2302 FLOYD AVE
CityRICHMOND
StateVA
Zip23220-4408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6 SINGLE
Legal Description0037.42X0125.00 0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2012
Census Tract41000

Owner

2302 Floyd Ave is owned and occupied by two individuals who bought it in May 2020.

Source: Richmond City records, as of August 10, 2026

Owner of Record2 Individual Names on File
Mailing Address2302 FLOYD AVE, RICHMOND, VA 23220-4408
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MCLEAN MORTGAGE CORPORATION
Apr 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MCLEAN MORTGAGE CORPORATION
May 15, 2020Warranty Deed, Transfer · Conventional with PMI
MCLEAN MTG
Mar 31, 2020Deed of Trust, Mortgage · Line of Credit
FIRST BK
Jun 20, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2020 · Amount on File
Deed SaleMay 15, 2020 · Amount on File
Prior SaleApr 2, 2008 · Amount on File
Deed Document Number202010384
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2302 FLOYD AVE, RICHMOND, VA 23220-4408
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010978
DateApr 16, 2021
Instrument210010978
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2302 FLOYD AVE, RICHMOND, VA 23220-4408
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10978
DateApr 16, 2021
Instrument210010978
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateMay 15, 2020
Property Address2302 FLOYD AVE, RICHMOND, VA 23220-4408
Document Number0000010384
Instrument DateMay 6, 2020
Instrument10384
Transaction TypeTransfer
Record UpdatedJun 2, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$597.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2302 FLOYD AVE RICHMOND VA 232204408, RICHMOND, VA 23220-4408

Mortgage

Document Number10385
DateMay 15, 2020
Instrument10385
Lender
NameMCLEAN MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 14, 2050
Interest
Rate TypeFixed Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2302 FLOYD AVE, RICHMOND, VA 23220-4408
Document Number0000007539
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2302 FLOYD AVE RICHMOND VA 232204408, RICHMOND, VA 23220-4408

Mortgage

Document Number0000007539
DateApr 10, 2020
Instrument7539
Lender
NameFIRST BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHMOND CITY VA
Recording DateJun 20, 2017
Property Address2302 FLOYD AVE, RICHMOND, VA 23220-4408
Document Number0000012587
Instrument DateJun 14, 2017
Instrument12587
Transaction TypeTransfer
Record UpdatedJun 23, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2302 FLOYD AVE RICHMOND VA 232204408, RICHMOND, VA 23220-4408

Mortgage

Document Number12590
DateJun 20, 2017
Instrument12590
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2302 Floyd Ave was $9,792, up 7.7% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,792.00 (+7.65%)$816,000 Land $285,000 Building $531,000$816,000 Land $285,000 Building $531,000
2025$9,096.00
2024$698,000 Land $255,000 Building $443,000
2023$698,000 Land $255,000 Building $443,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2302 Floyd Ave; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2302 Floyd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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