2302 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 2302 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,394 sqft · built 2005
Lot Size	0.106 acres (4,612 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Nov 2019)
Tax Bill	$3,005 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-21-10-382-026`

Property Details

APN / Parcel Number

Primary APN	`91-21-10-382-026`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,394 sqft Building Perimeter
1st Floor Area	1,394 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Other
Lot Area	4,612 sqft (0.106 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2302 E MAIN ST
City	URBANA
State	IL
Zip	61802-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 FURTNEY FIRST SUB
Legal Range	09E
Legal Township	19N
Legal Section	10
Legal Subdivision	FURTNEY FIRST SUB
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2042
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2302 E MAIN ST, URBANA, IL 61802-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	201918530
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 4, 2019
Property Address	2302 E MAIN ST, URBANA, IL 61802-2242
Document Number	0000018530
Map Reference	DOC 2005R09332
Instrument Date	Nov 1, 2019
Instrument	2019R18530
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 E MAIN ST, URBANA, IL 61802-2242

Mortgage

Document Number	0000018531
Date	Nov 4, 2019
Instrument	2019R18531

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,160 (+25.97%) Land $10,230 Building $26,930	$111,480 (+25.97%) Land $30,690 Building $80,790
2024	$3,005.00 (+18.07%)
2022	$2,545.00 Homeowner's exemption	$29,500 Land $8,120 Building $21,380	$88,500 Land $24,360 Building $64,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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