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2302 E 23rd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2302 E 23rd St, Chattanooga, TN 37407

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,575 sqft · built 1982
Lot Size1.29 acres (56,192 sqft)
Owner2 Individual Names on Record
Last Sale$685,000 (Nov 2020)
Tax Bill$5,212 (2025)
Deeds & MortgagesJun 2021 Sale
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN156G H 008

Property Details

APN / Parcel Number

Primary APN156G H 008
Alternative APN
  • 0000092120

Interior

Stories1 Story
Building Area3,575 sqft Total Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Fire ResistanceWood or Wood & Steel Frame
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area56,192 sqft (1.29 acres)
Lot Dimensions312 ft deep x 180 ft wide
Utility Building3,575 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000092120
Street Address2302 E 23RD ST
CityCHATTANOOGA
StateTN
Zip37407
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeM1
Legal DescriptionLT 17 REV HAGANS SUB PB37 PG43
Legal SubdivisionHAGANS
Legal Lot Number17
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1030
Census Tract2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1724 BANCROFT RD, MC DONALD, TN 37353-5335
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Lease, Transfer
Nov 20, 2020Warranty Deed, Transfer
TRUIST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleAug 13, 2004
Deed Document Number2020112000199
Deed Book / Page12241 / 357
Record UpdatedJun 8, 2026

June 2021: Lease, Transfer

Document TypeLease
JurisdictionHAMILTON TN
Recording DateJun 16, 2021
Property Address2302 E 23RD ST, CHATTANOOGA, TN 37407
Document Number0000000076
Book / Page12528 / 794
Instrument DateJun 16, 2021
Instrument2021061600076
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 W 28TH ST, CHATTANOOGA, TN 37408-3000
InvestorPossibly a Property Investor

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 20, 2020
Property Address2302 E 23RD ST, CHATTANOOGA, TN 37407
Document Number1120000199
Book / Page012241 / 000357
Instrument DateAug 21, 2020
Instrument201120000199
Transaction TypeTransfer
Record UpdatedDec 9, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,535.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1724 BANCROFT RD MC DONALD TN 373535335, MC DONALD, TN 37353-5335

Mortgage

Document Number1120000200
DateNov 20, 2020
Book Page012241/000360
Instrument201120000200
Lender
NameTRUIST BK
AddressCLEVELAND, TN 37311-1308
Agreement
AmountAmount Recorded
Term120 Months
DueNov 19, 2030

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,212.00 (-11.94%)$343,880 (+29.98%)$859,700 (+29.98%) Land $631,800 Building $227,900
2024$5,919.00$264,560 (-)$661,400 (-) Land $379,100 Building $282,300
2023$5,919.00$264,560 (-)$661,400 (-) Land $379,100 Building $282,300
2022$5,919.00$264,560$661,400 Land $379,100 Building $282,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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